Kemper vs Encompass Insurance - Who Has Cheaper Insurance?

Car insurance from Kemper or Encompass Insurance may be cheap in your area, but it's important to find out if the company's service is as good as their prices. With all the flashy advertising done by insurance companies, it's easy to overlook the real experiences of consumers with these companies.

Quickly compare rates from top auto insurance companies like Kemper and Encompass Insurance to find the cheapest rate!

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Shopping for the lowest car insurance rates is as easy as clicking the button above and submitting your car insurance information.

Kemper and Encompass Insurance Consumer Ratings

  Kemper Ratings Encompass Insurance Ratings
Policy Offerings Kemper Policy Offerings Encompass Insurance Policy Offerings
Pricing Kemper Pricing Encompass Insurance Pricing
Billing and Payment Kemper Billing Encompass Insurance Billing
Contacting the Insurer Kemper Support Encompass Insurance Support
Overall Satisfaction Kemper Satisfaction Encompass Insurance Satisfaction
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Data source: J.D.Power 2011 National Auto Insurance Study

Kemper scored the same as Encompass Insurance on policy offerings. This metric compares the different types of insurance policies and endorsements or 'add-on' coverages available. More policy offerings can make it easier to package your policies and obtain multi-policy discounts.

Kemper and Encompass Insurance Price Comparison

Kemper received a higher rating than Encompass Insurance on pricing comparison. Will Kemper always have lower car insurance prices than Encompass Insurance? Not necessarily. It's critical that you perform a comparison of both Kemper and Encompass Insurance car insurance rates to find out which is lower.

Kemper vs Encompass Insurance - Who Has Cheaper Insurance?

Many factors impact what you pay for car insurance, and Kemper and Encompass Insurance may prefer one type of driver over another. One way to discover whether Encompass Insurance or Kemper has the lowest car insurance rates is to compare rates now.

Consumers rated Kemper higher than Encompass Insurance when it comes to having more flexible billing and payment options.

Having multiple contact methods is important in case of a claim or when you need a coverage review. For ease of contacting the insurance company, Kemper ended up the same as Encompass Insurance.

Choosing the Best Insurance Company

Is it a smart move to choose a company just because it has more stars? The overall satisfaction rating for Kemper shows more stars than Encompass Insurance, but that isn't indicative that it is truly a better company.

Key Tips for Buying Car Insurance Online

  • Better credit means lower car insurance rates
  • Higher physical damage deductibles mean less premium paid
  • Better drivers pay lower car insurance premiums
  • Consider packaging your home and auto insurance to save money