GMAC vs Kemper - Who Has Cheaper Insurance?

Buying auto insurance from GMAC and Kemper is easy to do online, but first make sure you read other consumer's reviews of each company. Finding out how other insureds have fared with car insurance companies is a good indication of how your experience will be with the same company.

Quickly compare rates from top auto insurance companies like GMAC and Kemper to find the cheapest rate!

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Survey Ratings for GMAC and Kemper

  GMAC Ratings Kemper Ratings
Policy Offerings GMAC Policy Offerings Kemper Policy Offerings
Pricing GMAC Pricing Kemper Pricing
Billing and Payment GMAC Billing Kemper Billing
Contacting the Insurer GMAC Support Kemper Support
Overall Satisfaction GMAC Satisfaction Kemper Satisfaction
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Data source: J.D.Power 2011 National Auto Insurance Study

GMAC scored the same as Kemper on policy offerings. Policy offerings rates the variety of insurance coverages consumers can buy from each insurance company. More coverages means you can insure your home, car, RV, and possibly even life with the same company.

GMAC and Kemper Price Comparison

GMAC scored similar to Kemper on consumer price ratings. This doesn't mean that GMAC will always have similar pricing on car insurance than Kemper. GMAC or Kemper may have the lowest rate for your personal situation, but you have to get quotes from both companies to find out.

GMAC vs Kemper - Who Has Cheaper Insurance?

The only way to know which company has the lowest rate is to get a car insurance comparison quote now. You may qualify for low rates with GMAC but not Kemper, or vice versa.

GMAC scored lower than Kemper on billing and payment satisfaction. Companies can score higher on this rating if they offer more flexible payment options such as quarterly payments or pay-in-full discounts.

Being able to get in touch with your company at claim time is extremely important. GMAC was judged to be worse than Kemper when consumers attempted to contact the company.

Summing it Up

Should you buy from the company with the higher overall rating? The overall satisfaction rating of GMAC shows fewer stars than Kemper, but different consumers have different experiences with the same company.

Consumer Auto Insurance Buying Tips

  • Not filing small claims can earn you a claim-free discount on your car insurance
  • Better credit means lower car insurance rates
  • Every year, shop your car insurance coverage around to find the lowest rate
  • To reduce your annual premium, consider dropping full coverage on vehicles that no longer need it