GMAC vs Encompass Insurance - Who Has Cheaper Insurance?

Car insurance from GMAC or Encompass Insurance may be cheap in your area, but it's important to find out if the company's service is as good as their prices. With all the flashy advertising done by insurance companies, it's easy to overlook the real experiences of consumers with these companies.

Quickly compare rates from top auto insurance companies like GMAC and Encompass Insurance to find the cheapest rate!

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Shopping for the lowest car insurance rates is as easy as clicking the button above and submitting your car insurance information.

GMAC and Encompass Insurance Consumer Ratings

  GMAC Ratings Encompass Insurance Ratings
Policy Offerings GMAC Policy Offerings Encompass Insurance Policy Offerings
Pricing GMAC Pricing Encompass Insurance Pricing
Billing and Payment GMAC Billing Encompass Insurance Billing
Contacting the Insurer GMAC Support Encompass Insurance Support
Overall Satisfaction GMAC Satisfaction Encompass Insurance Satisfaction
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Data source: J.D.Power 2011 National Auto Insurance Study

GMAC scored the same as Encompass Insurance on policy offerings. Policy offerings rates the variety of insurance coverages consumers can buy from each insurance company. More policy offerings can make it easier to package your policies and obtain multi-policy discounts.

GMAC and Encompass Insurance Price Comparison

GMAC scored better than Encompass Insurance on consumer price ratings. This doesn't mean that GMAC will always have better pricing on car insurance than Encompass Insurance. It's critical that you perform a comparison of both GMAC and Encompass Insurance car insurance rates to find out which is lower.

GMAC vs Encompass Insurance - Who Has Cheaper Insurance?

Many factors impact what you pay for car insurance, and GMAC and Encompass Insurance may prefer one type of driver over another. One way to discover whether Encompass Insurance or GMAC has the lowest car insurance rates is to compare rates now.

GMAC scored about the same as Encompass Insurance on billing and payment satisfaction. Companies can score higher on this rating if they offer more flexible payment options such as quarterly payments or pay-in-full discounts.

Being able to get in touch with your company at claim time is extremely important. For ease of contacting the insurance company, GMAC ended up worse than Encompass Insurance.

Summing it Up

Is it a smart move to choose a company just because it has more stars? The overall satisfaction rating of GMAC shows the same number of stars as Encompass Insurance, but different consumers have different experiences with the same company.

Key Tips for Buying Car Insurance Online

  • Not filing small claims can earn you a claim-free discount on your car insurance
  • Higher physical damage deductibles mean less premium paid
  • Better credit means lower car insurance rates
  • Consider packaging your home and auto insurance to save money