GEICO vs GMAC - Which Car Insurance is Best Where You Live?

GEICO and GMAC are both solid car insurance companies, but what do consumers have to say about each company? Insurance companies put a lot of money into advertising and marketing and it's difficult for consumers to know the truth about a company BEFORE buying insurance from them.

Quickly compare rates from top auto insurance companies like GEICO and GMAC to find the cheapest rate!

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GEICO vs GMAC - the Ratings

  GEICO Ratings GMAC Ratings
Policy Offerings GEICO Policy Offerings GMAC Policy Offerings
Pricing GEICO Pricing GMAC Pricing
Billing and Payment GEICO Billing GMAC Billing
Contacting the Insurer GEICO Support GMAC Support
Overall Satisfaction GEICO Satisfaction GMAC Satisfaction
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Data source: J.D.Power 2011 National Auto Insurance Study

GEICO scored higher GMAC on policy offerings. That rating number factors in the different types of policies and coverages that are available from each carrier. The ability to add more coverages to your policies makes it easier to custom-tailor an insurance program that meets your needs.

GEICO and GMAC Price Comparison

Consumers often compare car insurance based solely on price, and GEICO came in rated higher than GMAC on pricing. GEICO will not always have better prices on car insurance than GMAC, however. Comparing GEICO and GMAC car insurance rates is essential to finding out which has the lower price for you.

GEICO vs GMAC - Which Car Insurance is Best Where You Live?

Better drivers pay lower car insurance rates, and GEICO and GMAC may give steeper discounts to good drivers. Getting a car insurance comparison quote is the only way to know for sure which company gives the lowest rates to good drivers.

Customers rated GEICO superior to GMAC for billing and payment options. Having more ways to pay your bill is important to many consumers.

Successfully contacting your insurance company in case of a claim is very important. Polled policyholders ranked GEICO higher than GMAC when it comes to being able to contact the company.

How to Choose the Right Insurance Company

Do more overall stars really mean a company is good or bad? The overall satisfaction rating of GEICO shows more stars than GMAC, but different consumers have different experiences with the same company.

Car Insurance Buying Tips

  • Not filing small claims can earn you a claim-free discount on your car insurance
  • Better drivers pay lower car insurance premiums
  • Every year, shop your car insurance coverage around to find the lowest rate
  • Make sure you compare apples-to-apples coverages