Farmers vs The Hartford - Which Car Insurance is Best Where You Live?

Farmers and The Hartford are both solid car insurance companies, but what do consumers have to say about each company? Unbiased third-party surveys such as those provided by J.D.Power can help consumers choose a company based on actual customer opinions.

Quickly compare rates from top auto insurance companies like Farmers and The Hartford to find the cheapest rate!

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Farmers vs The Hartford - the Ratings

  Farmers Ratings The Hartford Ratings
Policy Offerings Farmers Policy Offerings The Hartford Policy Offerings
Pricing Farmers Pricing The Hartford Pricing
Billing and Payment Farmers Billing The Hartford Billing
Contacting the Insurer Farmers Support The Hartford Support
Overall Satisfaction Farmers Satisfaction The Hartford Satisfaction
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Data source: J.D.Power 2011 National Auto Insurance Study

Farmers scored lower The Hartford on policy offerings, which means that The Hartford offers more coverages or policy types than Farmers. Having better policy offerings means you can get potentially better coverage such as special perils coverage on your home contents or a disappearing deductible on your car insurance.

Farmers and The Hartford Price Comparison

Farmers scored worse than The Hartford on consumer price ratings. This doesn't mean that Farmers will always have worse pricing on car insurance than The Hartford. Free car insurance quotes from Farmers and The Hartford will help you determine which company offers the best deal.

Farmers vs The Hartford - Which Car Insurance is Best Where You Live?

Since different companies rate drivers in different ways, you need to get a car insurance comparison quote now to find out which company offers the lowest rates in your area. It may be Farmers or The Hartford, or possibly even a different company.

Farmers scored lower than The Hartford on billing and payment satisfaction. Companies can score higher on this rating if they offer more flexible payment options such as quarterly payments or pay-in-full discounts.

Perhaps most important is being able to actually get ahold of your car insurance company to file a claim or review coverages. Polled policyholders ranked Farmers the same as The Hartford when it comes to being able to contact the company.

Choosing the Right Company

Does more stars actually translate into a better consumer insurance buying experience? Farmers may show fewer stars than The Hartford for an overall rating, but that doesn't necessarily mean that you will have a better/worse experience or lower premiums with Farmers.

Car Insurance Buying Tips

  • Better drivers pay lower car insurance premiums
  • Make sure you compare apples-to-apples coverages
  • If you have an independent insurance agent, have them compare rates with multiple companies
  • To reduce your annual premium, consider dropping full coverage on vehicles that no longer need it