Farmers vs Shelter Insurance - Compare Car Insurance Rates and Reviews

Both Farmers and Shelter Insurance offer car insurance coverage, but does their pricing and service measure up to your standards? With all the flashy advertising done by insurance companies, it's easy to overlook the real experiences of consumers with these companies.

Quickly compare rates from top auto insurance companies like Farmers and Shelter Insurance to find the cheapest rate!

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To easily compare rates of car insurance companies in your area, simply click on the above quote button and submit the short form.

Comparing Farmers to Shelter Insurance

  Farmers Ratings Shelter Insurance Ratings
Policy Offerings Farmers Policy Offerings Shelter Insurance Policy Offerings
Pricing Farmers Pricing Shelter Insurance Pricing
Billing and Payment Farmers Billing Shelter Insurance Billing
Contacting the Insurer Farmers Support Shelter Insurance Support
Overall Satisfaction Farmers Satisfaction Shelter Insurance Satisfaction
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Data source: J.D.Power 2011 National Auto Insurance Study

Farmers scored lower Shelter Insurance on policy offerings, which means that Shelter Insurance offers more coverages or policy types than Farmers. Having better policy offerings can mean less cost for more coverage.

Farmers and Shelter Insurance Price Comparison

Farmers scored worse than Shelter Insurance on consumer price ratings. This doesn't mean that Farmers will always have worse pricing on car insurance than Shelter Insurance. Farmers or Shelter Insurance may have the lowest rate for your personal situation, but you have to get quotes from both companies to find out.

Farmers vs Shelter Insurance - Compare Car Insurance Rates and Reviews

Since different companies rate drivers in different ways, you need to get a car insurance comparison quote now to find out which company offers the lowest rates in your area. It may be Farmers or Shelter Insurance, or possibly even a different company.

Farmers scored lower than Shelter Insurance on billing and payment satisfaction. Companies can score higher on this rating if they offer more flexible payment options such as quarterly payments or pay-in-full discounts.

Perhaps most important is being able to actually get ahold of your car insurance company to file a claim or review coverages. Survey results show that Farmers came in lower than Shelter Insurance when ranking consumers ability to get in touch with the company.

Choosing the Right Company

Does a higher overall rating really mean a company is better? Farmers may show fewer stars than Shelter Insurance for an overall rating, but that doesn't necessarily mean that you will have a better/worse experience or lower premiums with Farmers.

Best Way to Compare Auto Insurance Rates

  • Better drivers pay lower car insurance premiums
  • If you have an independent insurance agent, have them compare rates with multiple companies
  • Make sure you compare apples-to-apples coverages
  • To reduce your annual premium, consider dropping full coverage on vehicles that no longer need it