Farmers vs Safeco - Which Car Insurance is Best Where You Live?

Before insuring your cars with either Farmers or Safeco, it's important to see what other consumers think of each company. Without having first-hand knowledge of how an insurance company treats their customers, it's important to rely on independent reviews of each company to get an idea of how companies treat their clients.

Quickly compare rates from top auto insurance companies like Farmers and Safeco to find the cheapest rate!

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Farmers and Safeco Compared

  Farmers Ratings Safeco Ratings
Policy Offerings Farmers Policy Offerings Safeco Policy Offerings
Pricing Farmers Pricing Safeco Pricing
Billing and Payment Farmers Billing Safeco Billing
Contacting the Insurer Farmers Support Safeco Support
Overall Satisfaction Farmers Satisfaction Safeco Satisfaction
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Data source: J.D.Power 2011 National Auto Insurance Study

Farmers scored the same as Safeco on policy offerings, which means that Safeco offers about the same coverages or policy types than Farmers. Having better policy offerings can mean less cost for more coverage.

Farmers and Safeco Price Comparison

Farmers scored worse than Safeco on consumer price ratings. This doesn't mean that Farmers will always have worse pricing on car insurance than Safeco. Comparing Farmers and Safeco car insurance rates is essential to finding out which has the lower price for you.

Farmers vs Safeco - Which Car Insurance is Best Where You Live?

Drivers with clean driving records pay lower auto insurance rates, and Farmers and Safeco may reward these drivers with their lowest rates. To find the lowest rate in your area, do a car insurance comparison quote now.

Farmers scored lower than Safeco on billing and payment satisfaction. Companies can score higher on this rating if they offer more flexible payment options such as quarterly payments or pay-in-full discounts.

Perhaps most important is being able to actually get ahold of your car insurance company to file a claim or review coverages. When it came to being able to contact the insurance company, Farmers was ranked the same as Safeco.

Choosing the Right Company

Does a higher overall rating really mean a company is better? Farmers may show fewer stars than Safeco for an overall rating, but that doesn't necessarily mean that you will have a better/worse experience or lower premiums with Farmers.

Keys to Finding the Best Car Insurance

  • Better drivers pay lower car insurance premiums
  • Make sure you compare apples-to-apples coverages
  • Not filing small claims can earn you a claim-free discount on your car insurance
  • To reduce your annual premium, consider dropping full coverage on vehicles that no longer need it