Farmers vs GMAC - Which Car Insurance is Best Where You Live?

Farmers and GMAC are both solid car insurance companies, but what do consumers have to say about each company? Insurance companies put a lot of money into advertising and marketing and it's difficult for consumers to know the truth about a company BEFORE buying insurance from them.

Quickly compare rates from top auto insurance companies like Farmers and GMAC to find the cheapest rate!

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Farmers vs GMAC - the Ratings

  Farmers Ratings GMAC Ratings
Policy Offerings Farmers Policy Offerings GMAC Policy Offerings
Pricing Farmers Pricing GMAC Pricing
Billing and Payment Farmers Billing GMAC Billing
Contacting the Insurer Farmers Support GMAC Support
Overall Satisfaction Farmers Satisfaction GMAC Satisfaction
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Data source: J.D.Power 2011 National Auto Insurance Study

Farmers scored the same as GMAC on policy offerings, which means that GMAC offers about the same coverages or policy types than Farmers. The ability to add more coverages to your policies makes it easier to custom-tailor an insurance program that meets your needs.

Farmers and GMAC Price Comparison

Farmers scored worse than GMAC on consumer price ratings. This doesn't mean that Farmers will always have worse pricing on car insurance than GMAC. Comparing Farmers and GMAC car insurance rates is essential to finding out which has the lower price for you.

Farmers vs GMAC - Which Car Insurance is Best Where You Live?

Better drivers pay lower car insurance rates, and Farmers and GMAC may give steeper discounts to good drivers. Getting a car insurance comparison quote is the only way to know for sure which company gives the lowest rates to good drivers.

Farmers scored about the same as GMAC on billing and payment satisfaction. Companies can score higher on this rating if they offer more flexible payment options such as quarterly payments or pay-in-full discounts.

Perhaps most important is being able to actually get ahold of your car insurance company to file a claim or review coverages. Polled policyholders ranked Farmers higher than GMAC when it comes to being able to contact the company.

Choosing the Right Company

Do more overall stars really mean a company is good or bad? Farmers may show the same number of stars as GMAC for an overall rating, but that doesn't necessarily mean that you will have a better/worse experience or lower premiums with Farmers.

Car Insurance Buying Tips

  • Better drivers pay lower car insurance premiums
  • Make sure you compare apples-to-apples coverages
  • To reduce your annual premium, consider dropping full coverage on vehicles that no longer need it
  • Not filing small claims can earn you a claim-free discount on your car insurance