Farmers vs Auto-Owners Insurance - Car Insurance Rates Compared

Before insuring your cars with either Farmers or Auto-Owners Insurance, it's important to see what other consumers think of each company. It's difficult for consumers to know what kind of experience they will have with a company before actually being a policyholder, so it's important to know what actual customers experiences have been.

Quickly compare rates from top auto insurance companies like Farmers and Auto-Owners Insurance to find the cheapest rate!

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Farmers and Auto-Owners Insurance Customer Opinions

  Farmers Ratings Auto-Owners Insurance Ratings
Policy Offerings Farmers Policy Offerings Auto-Owners Insurance Policy Offerings
Pricing Farmers Pricing Auto-Owners Insurance Pricing
Billing and Payment Farmers Billing Auto-Owners Insurance Billing
Contacting the Insurer Farmers Support Auto-Owners Insurance Support
Overall Satisfaction Farmers Satisfaction Auto-Owners Insurance Satisfaction
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Data source: J.D.Power 2011 National Auto Insurance Study

Farmers scored lower Auto-Owners Insurance on policy offerings, which means that Auto-Owners Insurance offers more coverages or policy types than Farmers. More policy offerings may make it easier for you to package different coverages with the same company.

Farmers and Auto-Owners Insurance Price Comparison

Farmers scored worse than Auto-Owners Insurance on consumer price ratings. This doesn't mean that Farmers will always have worse pricing on car insurance than Auto-Owners Insurance. It's important that you compare car insurance rates of both Farmers and Auto-Owners Insurance and not just assume one will be better.

Farmers vs Auto-Owners Insurance - Car Insurance Rates Compared

Car insurance companies can be selective as to which drivers receive the best rates, so get a car insurance quote to compare the lowest rates for companies in your area. Farmers or Auto-Owners Insurance may have the best rates, but you may be surprised by the rates of other companies as well.

Farmers scored lower than Auto-Owners Insurance on billing and payment satisfaction. Companies can score higher on this rating if they offer more flexible payment options such as quarterly payments or pay-in-full discounts.

Perhaps most important is being able to actually get ahold of your car insurance company to file a claim or review coverages. When it came to being able to contact the insurance company, Farmers was ranked lower than Auto-Owners Insurance.

Choosing the Right Company

Should you buy from the company with the higher overall rating? Farmers may show fewer stars than Auto-Owners Insurance for an overall rating, but that doesn't necessarily mean that you will have a better/worse experience or lower premiums with Farmers.

Consumer Auto Insurance Buying Tips

  • Better drivers pay lower car insurance premiums
  • Not filing small claims can earn you a claim-free discount on your car insurance
  • Make sure you compare apples-to-apples coverages
  • Higher physical damage deductibles mean less premium paid