Esurance vs GEICO - Which Car Insurance is Cheaper?

If Esurance and GEICO are two of your top car insurance company picks, you'll want to compare reviews from other consumers who have actually purchased coverage from these carriers. Unbiased third-party surveys such as those provided by J.D.Power can help consumers choose a company based on actual customer opinions.

Quickly compare rates from top auto insurance companies like Esurance and GEICO to find the cheapest rate!

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Esurance and GEICO Compared

  Esurance Ratings GEICO Ratings
Policy Offerings Esurance Policy Offerings GEICO Policy Offerings
Pricing Esurance Pricing GEICO Pricing
Billing and Payment Esurance Billing GEICO Billing
Contacting the Insurer Esurance Support GEICO Support
Overall Satisfaction Esurance Satisfaction GEICO Satisfaction
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Data source: J.D.Power 2011 National Auto Insurance Study

Esurance scored lower GEICO on policy offerings. This simply means that Esurance offers fewer policy types or coverages than GEICO. Comanies that offer more policies and coverages may make it easier for you to bundle your protection with the same company.

Esurance and GEICO Price Comparison

On pricing, Esurance scored worse than GEICO. Does this mean Esurance will always have higher auto insurance pricing as GEICO? Of course not. Esurance may have the lowest rates in your area, but you need to get quotes from GEICO to verify the lowest cost.

Esurance vs GEICO - Which Car Insurance is Cheaper?

Car insurance companies can be selective as to which drivers receive the best rates, so get a car insurance quote to compare the lowest rates for companies in your area. Esurance or GEICO may have the best rates, but you may be surprised by the rates of other companies as well.

For billing options, Esurance came in worse than GEICO. Having more payment options allows you to be more flexibile in how you pay your insurance bills.

Getting in touch with your car insurance company is likely to be rated very high priority when choosing a car insurance company. Policyholders of Esurance rated the ability to contact the company worse than GEICO.

Choosing the Right Company

Do more overall stars really mean a company is good or bad? Since Esurance has a lower rating than GEICO, does that mean it is actually a worse company?

How To Effectively Compare Car Insurance Rates

  • Make sure you compare apples-to-apples coverages
  • Every year, shop your car insurance coverage around to find the lowest rate
  • If you have an independent insurance agent, have them compare rates with multiple companies
  • Higher physical damage deductibles mean less premium paid