Encompass Insurance vs GEICO - Which Car Insurance is Cheaper?

If Encompass Insurance and GEICO are two of your top car insurance company picks, you'll want to compare reviews from other consumers who have actually purchased coverage from these carriers. Unbiased third-party surveys such as those provided by J.D.Power can help consumers choose a company based on actual customer opinions.

Quickly compare rates from top auto insurance companies like Encompass Insurance and GEICO to find the cheapest rate!

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Encompass Insurance and GEICO Compared

  Encompass Insurance Ratings GEICO Ratings
Policy Offerings Encompass Insurance Policy Offerings GEICO Policy Offerings
Pricing Encompass Insurance Pricing GEICO Pricing
Billing and Payment Encompass Insurance Billing GEICO Billing
Contacting the Insurer Encompass Insurance Support GEICO Support
Overall Satisfaction Encompass Insurance Satisfaction GEICO Satisfaction
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Data source: J.D.Power 2011 National Auto Insurance Study

Encompass Insurance scored lower GEICO on policy offerings. Policy offerings refers to the types of coverages available from each carrier. Comanies that offer more policies and coverages may make it easier for you to bundle your protection with the same company.

Encompass Insurance and GEICO Price Comparison

On pricing, Encompass Insurance scored worse than GEICO. Does this mean Encompass Insurance will always have higher auto insurance pricing as GEICO? Of course not. Encompass Insurance may have the lowest rates in your area, but you need to get quotes from GEICO to verify the lowest cost.

Encompass Insurance vs GEICO - Which Car Insurance is Cheaper?

Car insurance companies can be selective as to which drivers receive the best rates, so get a car insurance quote to compare the lowest rates for companies in your area. Encompass Insurance or GEICO may have the best rates, but you may be surprised by the rates of other companies as well.

For satisfaction of billing and payment options, Encompass Insurance was rated worse than GEICO. Consumers generally prefer to have more flexible payment options.

Knowing you'll be able to get in touch with your company in case of an accident or claim may give you good peace of mind. Policyholders of Encompass Insurance rated the ability to contact the company the same as GEICO.

How to Choose the Best Company

Do more overall stars really mean a company is good or bad? Based on the overall satisfaction ratings shown above, Encompass Insurance garnered a worse consumer rating as GEICO, but putting too much emphasis on online ratings can be a mistake when buying car insurance.

How To Effectively Compare Car Insurance Rates

  • To reduce your annual premium, consider dropping full coverage on vehicles that no longer need it
  • Every year, shop your car insurance coverage around to find the lowest rate
  • Not filing small claims can earn you a claim-free discount on your car insurance
  • Higher physical damage deductibles mean less premium paid