Encompass Insurance vs Farmers - Which Car Insurance is Best Where You Live?

Comparing consumer reviews of both Encompass Insurance and Farmers is a good first step in choosing a good insurance company for your vehicles. Insurance companies put a lot of money into advertising and marketing and it's difficult for consumers to know the truth about a company BEFORE buying insurance from them.

Quickly compare rates from top auto insurance companies like Encompass Insurance and Farmers to find the cheapest rate!

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To easily compare rates of car insurance companies in your area, simply click on the above quote button and submit the short form.

Comparing Encompass Insurance to Farmers

  Encompass Insurance Ratings Farmers Ratings
Policy Offerings Encompass Insurance Policy Offerings Farmers Policy Offerings
Pricing Encompass Insurance Pricing Farmers Pricing
Billing and Payment Encompass Insurance Billing Farmers Billing
Contacting the Insurer Encompass Insurance Support Farmers Support
Overall Satisfaction Encompass Insurance Satisfaction Farmers Satisfaction
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Data source: J.D.Power 2011 National Auto Insurance Study

Encompass Insurance scored the same as Farmers on policy offerings. Policy offerings refers to the types of coverages available from each carrier. More policy offerings may make it easier for you to package different coverages with the same company.

Encompass Insurance and Farmers Price Comparison

On pricing, Encompass Insurance scored similar to Farmers. Does this mean Encompass Insurance will always have similar auto insurance pricing as Farmers? Of course not. Getting car insurance rates from both Encompass Insurance and Farmers will allow you to make a fair comparison and choose the best deal.

Encompass Insurance vs Farmers - Which Car Insurance is Best Where You Live?

Better drivers pay lower car insurance rates, and Encompass Insurance and Farmers may give steeper discounts to good drivers. Getting a car insurance comparison quote is the only way to know for sure which company gives the lowest rates to good drivers.

For satisfaction of billing and payment options, Encompass Insurance was rated the same as Farmers. Consumers generally prefer to have more flexible payment options.

Knowing you'll be able to get in touch with your company in case of an accident or claim may give you good peace of mind. Consumers felt that Encompass Insurance was the same as Farmers when it comes to being able to contact the company.

How to Choose the Best Company

Does a higher overall rating really mean a company is better? Based on the overall satisfaction ratings shown above, Encompass Insurance garnered a similar consumer rating as Farmers, but putting too much emphasis on online ratings can be a mistake when buying car insurance.

How to Get the Lowest Car Insurance Rates

  • To reduce your annual premium, consider dropping full coverage on vehicles that no longer need it
  • Better credit means lower car insurance rates
  • Not filing small claims can earn you a claim-free discount on your car insurance
  • Better drivers pay lower car insurance premiums