Auto-Owners Insurance vs The Hartford - Which Car Insurance is Best Where You Live?

Auto-Owners Insurance and The Hartford are both solid car insurance companies, but what do consumers have to say about each company? Unbiased third-party surveys such as those provided by J.D.Power can help consumers choose a company based on actual customer opinions.

Quickly compare rates from top auto insurance companies like Auto-Owners Insurance and The Hartford to find the cheapest rate!

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Auto-Owners Insurance vs The Hartford - the Ratings

  Auto-Owners Insurance Ratings The Hartford Ratings
Policy Offerings Auto-Owners Insurance Policy Offerings The Hartford Policy Offerings
Pricing Auto-Owners Insurance Pricing The Hartford Pricing
Billing and Payment Auto-Owners Insurance Billing The Hartford Billing
Contacting the Insurer Auto-Owners Insurance Support The Hartford Support
Overall Satisfaction Auto-Owners Insurance Satisfaction The Hartford Satisfaction
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Data source: J.D.Power 2011 National Auto Insurance Study

Auto-Owners Insurance scored higher The Hartford on policy offerings. That rating factors in the types of coverages offered and additional endorsements and features that can be added to your insurance policy. Having better policy offerings means you can get potentially better coverage such as special perils coverage on your home contents or a disappearing deductible on your car insurance.

Auto-Owners Insurance and The Hartford Price Comparison

Consumers often compare car insurance based solely on price, and Auto-Owners Insurance came in rated higher than The Hartford on pricing. Auto-Owners Insurance will not always have better prices on car insurance than The Hartford, however. Free car insurance quotes from Auto-Owners Insurance and The Hartford will help you determine which company offers the best deal.

Auto-Owners Insurance vs The Hartford - Which Car Insurance is Best Where You Live?

Since different companies rate drivers in different ways, you need to get a car insurance comparison quote now to find out which company offers the lowest rates in your area. It may be Auto-Owners Insurance or The Hartford, or possibly even a different company.

Auto-Owners Insurance was rated the same as The Hartford on billing and payment satisfaction. By offering more flexible payment options and discounts, they can score higher on this rating factor.

Being able to talk to a company representative at claim time is an important consideration when choosing a car insurance company. Polled policyholders ranked Auto-Owners Insurance higher than The Hartford when it comes to being able to contact the company.

Which Company is Right for You?

Does more stars actually translate into a better consumer insurance buying experience? The overall satisfaction rating for Auto-Owners Insurance shows more stars than The Hartford, but that isn't indicative that it is truly a better company.

Car Insurance Buying Tips

  • Better credit means lower car insurance rates
  • Better drivers pay lower car insurance premiums
  • Make sure you compare apples-to-apples coverages
  • If you have an independent insurance agent, have them compare rates with multiple companies