Ameriprise vs Kemper - Who Has Cheaper Insurance?

Buying auto insurance from Ameriprise and Kemper is easy to do online, but first make sure you read other consumer's reviews of each company. Finding out how other insureds have fared with car insurance companies is a good indication of how your experience will be with the same company.

Quickly compare rates from top auto insurance companies like Ameriprise and Kemper to find the cheapest rate!

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Survey Ratings for Ameriprise and Kemper

  Ameriprise Ratings Kemper Ratings
Policy Offerings Ameriprise Policy Offerings Kemper Policy Offerings
Pricing Ameriprise Pricing Kemper Pricing
Billing and Payment Ameriprise Billing Kemper Billing
Contacting the Insurer Ameriprise Support Kemper Support
Overall Satisfaction Ameriprise Satisfaction Kemper Satisfaction
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Data source: J.D.Power 2011 National Auto Insurance Study

Ameriprise scored higher Kemper on policy offerings. This simply means that Ameriprise offers more policy types or coverages than Kemper. More coverages means you can insure your home, car, RV, and possibly even life with the same company.

Ameriprise and Kemper Price Comparison

Ameriprise was rated higher than Kemper on insurance prices. That doesn't mean that Ameriprise will always have lower prices on car insurance than Kemper, however. Ameriprise or Kemper may have the lowest rate for your personal situation, but you have to get quotes from both companies to find out.

Ameriprise vs Kemper - Who Has Cheaper Insurance?

The only way to know which company has the lowest rate is to get a car insurance comparison quote now. You may qualify for low rates with Ameriprise but not Kemper, or vice versa.

Consumers rated Ameriprise higher than Kemper when it comes to having more flexible billing and payment options.

Successfully contacting your insurance company in case of a claim is very important. Ameriprise was judged to be the same as Kemper when consumers attempted to contact the company.

How to Choose the Right Insurance Company

Should you buy from the company with the higher overall rating? According to the ratings results shown above, Ameriprise received a higher overall satisfaction rating as compared to Kemper, but deciding on a car insurance company should be based on more than consumer ratings.

Consumer Auto Insurance Buying Tips

  • If you have an independent insurance agent, have them compare rates with multiple companies
  • Not filing small claims can earn you a claim-free discount on your car insurance
  • Every year, shop your car insurance coverage around to find the lowest rate
  • Make sure you compare apples-to-apples coverages