Ameriprise vs GMAC - Which Car Insurance is Best Where You Live?

Ameriprise and GMAC are both solid car insurance companies, but what do consumers have to say about each company? Insurance companies put a lot of money into advertising and marketing and it's difficult for consumers to know the truth about a company BEFORE buying insurance from them.

Quickly compare rates from top auto insurance companies like Ameriprise and GMAC to find the cheapest rate!

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Ameriprise vs GMAC - the Ratings

  Ameriprise Ratings GMAC Ratings
Policy Offerings Ameriprise Policy Offerings GMAC Policy Offerings
Pricing Ameriprise Pricing GMAC Pricing
Billing and Payment Ameriprise Billing GMAC Billing
Contacting the Insurer Ameriprise Support GMAC Support
Overall Satisfaction Ameriprise Satisfaction GMAC Satisfaction
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Data source: J.D.Power 2011 National Auto Insurance Study

Ameriprise scored higher GMAC on policy offerings. This simply means that Ameriprise offers more policy types or coverages than GMAC. The ability to add more coverages to your policies makes it easier to custom-tailor an insurance program that meets your needs.

Ameriprise and GMAC Price Comparison

Ameriprise was rated higher than GMAC on insurance prices. That doesn't mean that Ameriprise will always have lower prices on car insurance than GMAC, however. Comparing Ameriprise and GMAC car insurance rates is essential to finding out which has the lower price for you.

Ameriprise vs GMAC - Which Car Insurance is Best Where You Live?

Better drivers pay lower car insurance rates, and Ameriprise and GMAC may give steeper discounts to good drivers. Getting a car insurance comparison quote is the only way to know for sure which company gives the lowest rates to good drivers.

Consumers rated Ameriprise higher than GMAC when it comes to having more flexible billing and payment options.

Successfully contacting your insurance company in case of a claim is very important. Polled policyholders ranked Ameriprise higher than GMAC when it comes to being able to contact the company.

How to Choose the Right Insurance Company

Do more overall stars really mean a company is good or bad? According to the ratings results shown above, Ameriprise received a higher overall satisfaction rating as compared to GMAC, but deciding on a car insurance company should be based on more than consumer ratings.

Car Insurance Buying Tips

  • If you have an independent insurance agent, have them compare rates with multiple companies
  • Better drivers pay lower car insurance premiums
  • Not filing small claims can earn you a claim-free discount on your car insurance
  • Make sure you compare apples-to-apples coverages