Ameriprise vs GEICO - Which Car Insurance is Cheaper?

If Ameriprise and GEICO are two of your top car insurance company picks, you'll want to compare reviews from other consumers who have actually purchased coverage from these carriers. Unbiased third-party surveys such as those provided by J.D.Power can help consumers choose a company based on actual customer opinions.

Quickly compare rates from top auto insurance companies like Ameriprise and GEICO to find the cheapest rate!

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Ameriprise and GEICO Compared

  Ameriprise Ratings GEICO Ratings
Policy Offerings Ameriprise Policy Offerings GEICO Policy Offerings
Pricing Ameriprise Pricing GEICO Pricing
Billing and Payment Ameriprise Billing GEICO Billing
Contacting the Insurer Ameriprise Support GEICO Support
Overall Satisfaction Ameriprise Satisfaction GEICO Satisfaction
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Data source: J.D.Power 2011 National Auto Insurance Study

Ameriprise scored lower GEICO on policy offerings. This simply means that Ameriprise offers fewer policy types or coverages than GEICO. Comanies that offer more policies and coverages may make it easier for you to bundle your protection with the same company.

Ameriprise and GEICO Price Comparison

Ameriprise was rated higher than GEICO on insurance prices. That doesn't mean that Ameriprise will always have lower prices on car insurance than GEICO, however. Ameriprise may have the lowest rates in your area, but you need to get quotes from GEICO to verify the lowest cost.

Ameriprise vs GEICO - Which Car Insurance is Cheaper?

Car insurance companies can be selective as to which drivers receive the best rates, so get a car insurance quote to compare the lowest rates for companies in your area. Ameriprise or GEICO may have the best rates, but you may be surprised by the rates of other companies as well.

Consumers rated Ameriprise higher than GEICO when it comes to having more flexible billing and payment options.

Successfully contacting your insurance company in case of a claim is very important. Policyholders of Ameriprise rated the ability to contact the company the same as GEICO.

How to Choose the Right Insurance Company

Do more overall stars really mean a company is good or bad? According to the ratings results shown above, Ameriprise received a higher overall satisfaction rating as compared to GEICO, but deciding on a car insurance company should be based on more than consumer ratings.

How To Effectively Compare Car Insurance Rates

  • If you have an independent insurance agent, have them compare rates with multiple companies
  • Every year, shop your car insurance coverage around to find the lowest rate
  • Not filing small claims can earn you a claim-free discount on your car insurance
  • Higher physical damage deductibles mean less premium paid