Ameriprise vs Encompass Insurance - Who Has Cheaper Insurance?

Car insurance from Ameriprise or Encompass Insurance may be cheap in your area, but it's important to find out if the company's service is as good as their prices. With all the flashy advertising done by insurance companies, it's easy to overlook the real experiences of consumers with these companies.

Quickly compare rates from top auto insurance companies like Ameriprise and Encompass Insurance to find the cheapest rate!

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Shopping for the lowest car insurance rates is as easy as clicking the button above and submitting your car insurance information.

Ameriprise and Encompass Insurance Consumer Ratings

  Ameriprise Ratings Encompass Insurance Ratings
Policy Offerings Ameriprise Policy Offerings Encompass Insurance Policy Offerings
Pricing Ameriprise Pricing Encompass Insurance Pricing
Billing and Payment Ameriprise Billing Encompass Insurance Billing
Contacting the Insurer Ameriprise Support Encompass Insurance Support
Overall Satisfaction Ameriprise Satisfaction Encompass Insurance Satisfaction
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Data source: J.D.Power 2011 National Auto Insurance Study

Ameriprise scored higher Encompass Insurance on policy offerings. This simply means that Ameriprise offers more policy types or coverages than Encompass Insurance. More policy offerings can make it easier to package your policies and obtain multi-policy discounts.

Ameriprise and Encompass Insurance Price Comparison

Ameriprise was rated higher than Encompass Insurance on insurance prices. That doesn't mean that Ameriprise will always have lower prices on car insurance than Encompass Insurance, however. It's critical that you perform a comparison of both Ameriprise and Encompass Insurance car insurance rates to find out which is lower.

Ameriprise vs Encompass Insurance - Who Has Cheaper Insurance?

Many factors impact what you pay for car insurance, and Ameriprise and Encompass Insurance may prefer one type of driver over another. One way to discover whether Encompass Insurance or Ameriprise has the lowest car insurance rates is to compare rates now.

Consumers rated Ameriprise higher than Encompass Insurance when it comes to having more flexible billing and payment options.

Successfully contacting your insurance company in case of a claim is very important. For ease of contacting the insurance company, Ameriprise ended up the same as Encompass Insurance.

How to Choose the Right Insurance Company

Is it a smart move to choose a company just because it has more stars? According to the ratings results shown above, Ameriprise received a higher overall satisfaction rating as compared to Encompass Insurance, but deciding on a car insurance company should be based on more than consumer ratings.

Key Tips for Buying Car Insurance Online

  • If you have an independent insurance agent, have them compare rates with multiple companies
  • Higher physical damage deductibles mean less premium paid
  • Not filing small claims can earn you a claim-free discount on your car insurance
  • Consider packaging your home and auto insurance to save money