8 Ways to Save on Car Insurance in Zillah

No one in their right mind likes having to buy car insurance, especially when they are paying too much.

There is such a variety of to pick from, and although it's nice to have a selection, so many choices can make it hard to compare rates.

It's important to get comparison quotes periodically since rates are constantly changing. Despite the fact that you may have had the lowest price a few years ago you can probably find a lower rate today. Don't believe everything you read about car insurance online, so I'm going to show you some great ways to find affordable car insurance.

Finding affordable coverage in Zillah is easy if you know what you're doing. If you are paying for car insurance now, you will be able to cut costs considerably using this information. But Washington car owners do need to know the way companies compete online because it can help you find the best coverage.

Washington car insurance quotes

Zillah Car Insurance Comparisons

There are several ways to shop for car insurance, but there is one way that is less labor-intensive and much quicker. You can spend countless hours discussing policy coverages with agents in Zillah, or you could use online quotes to get prices fast.

The majority of car insurance companies participate in a marketplace that allows shoppers to submit their information once, and each participating company then returns a price quote based on the submitted data. This prevents consumers from doing quotation requests for each company you want a rate for.

To submit your quote information now, click to open in new window.

The single downside to doing it this way is you can't choose the providers you want to price. So if you prefer to choose specific insurance companies for rate comparison, we have a page of companies who write car insurance in Washington. Click to view list.

However you get your quotes, be sure to compare identical coverage information for each price quote. If you enter unequal deductibles or liability limits you can't possibly truly determine the lowest rate in Zillah. Slightly different insurance coverages could mean much higher rates. Keep in mind that having more price comparisons helps you find the best offered rates.

How much can you save with these eight discounts?

Companies don't always advertise all their discounts very clearly, so we researched some of the more common and also the lesser-known discounts you could be receiving.

  • Bundle and Save - When you combine your home and auto insurance with one company you may earn approximately 10% to 15%.
  • Good Student - A discount for being a good student can be rewarded with saving of up to 25%. Earning this discount can benefit you well after school through age 25.
  • College Student - Youth drivers who are attending college and do not have access to a covered vehicle can receive lower rates.
  • No Claims - Good drivers with no accidents pay much less as compared to bad drivers.
  • Driver Safety - Taking part in a driver safety course can save you 5% or more and easily recoup the cost of the course.
  • Federal Employees - Being employed by or retired from a federal job may qualify you for a discount with select insurance companies.
  • 55 and Retired - Mature drivers may be able to get a discount up to 10%.
  • Drivers Education - Have your child complete a driver education course if it's offered in school.

Drivers should understand that some of the credits will not apply to the entire policy premium. Most only cut specific coverage prices like collision or personal injury protection. So despite the fact that it appears having all the discounts means you get insurance for free, companies wouldn't make money that way.

To see a list of companies who offer car insurance discounts in Washington, click here.

How much car insurance do I need?

When choosing the best car insurance coverage for your vehicles, there isn't really a "perfect" insurance plan. Your needs are not the same as everyone else's and your policy should reflect that. For example, these questions may help highlight if your insurance needs might need an agent's assistance.

  • What are the best liability limits?
  • Do I need to file an SR-22 for a DUI in Washington?
  • Do I pay less if my vehicle is kept in my garage?
  • What is the difference between comprehensive and collision coverage?
  • Am I covered when driving in Canada or Mexico?
  • What companies insure drivers after a DUI or DWI?

If you can't answer these questions but a few of them apply, you may need to chat with a licensed agent. If you want to speak to an agent in your area, take a second and complete this form or you can go here for a list of companies in your area.

Additional Washington consumer information

More detailed Washington car insurance information is located at the Washington State Office of the Insurance Commissioner website. Consumers can view agent and company licensing information, file complaints about a company, read enforcement actions against agents and companies, and read consumer alerts.

Additional helpful sites include Wikipedia and this Zillah agent directory.