Tightwads Guide to Saving on Worland Car Insurance

Expensive car insurance can overdraw your savings account, especially in this economy. Comparison shopping is free, only takes a few minutes, and is a good way to tighten up your finances.

Since consumers have many online and local companies to choose from, it is very difficult to pick the right car insurance company.

car insurance in Worland

Which Car Insurance is Cheapest in Worland, Wyoming?

There are multiple methods to compare car insurance quotes, and some are less labor-intensive and much quicker. You can spend countless hours talking to agents in Worland, or you could save time and use online quoting to get the quickest rates.

The majority of car insurance companies belong to a marketplace that enables customers to only type in their quote data once, and each participating company provides a quote for coverage. This saves time by eliminating form submissions to each individual car insurance company. To submit your quote information now, click to open in new window.

The only drawback to doing it this way is that you can't choose the providers to get pricing from. So if you want to choose specific providers for rate comparison, we put together a list of car insurance companies in Wyoming. Click here for list of insurance companies in Wyoming.

It's your choice how you get your quotes, but ensure you are comparing apples-to-apples coverages and limits for each price quote. If you use different deductibles it's impossible to truly determine the lowest rate in Worland. Quoting even small variations in coverages can result in a big premium difference. Just remember that comparing a large number of companies provides better odds of finding a lower rate.

Don't pay full price with these discounts

Companies that sell car insurance don't list all available discounts very well, so we break down some of the more common as well as the least known savings tricks you should be using.

  • Fewer Miles Equal More Savings - Driving fewer miles can earn discounted rates on garaged vehicles.
  • Accident Waiver - Some insurance companies will forgive one accident before raising your premiums so long as you haven't had any claims prior to the accident.
  • Early Signing - Some insurance companies reward drivers for switching to them before your current expiration date. This can save 10% or more.
  • Anti-lock Brake System - Anti-lock brake equipped vehicles are safer to drive and qualify for as much as a 10% discount.
  • Good Student Discount - A discount for being a good student can get you a discount of up to 25%. This discount can apply until age 25.
  • Multi-car Discount - Having more than one vehicle on the same car insurance policy may reduce the rate for each vehicle.

As a disclaimer on discounts, most discounts do not apply to all coverage premiums. Most only apply to individual premiums such as liability and collision coverage. So even though they make it sound like you can get free auto insurance, car insurance companies aren't that generous.

To see a list of insurers offering car insurance discounts in Wyoming, click here to view.

Even more information can be found at the Wyoming Insurance Department website. Consumers can discover disciplinary actions, learn about insurance regulations, file complaints about a company, and find out industry alerts.

Additional helpful sites include this resource for Wyoming car insurance prices and this page of Worland insurance agents.