Easy Ways to Spend Less on Woodbridge Car Insurance

Are you overwhelmed by the dozens of car insurance company choices in Woodbridge? You're not alone. Drivers have so many options that it can turn into a real challenge to find better rates.

It's important to do rate comparisons at least once a year due to the fact that insurance rates are constantly changing. Just because you had the lowest price a year ago you can probably find a lower rate today. Block out anything you think you know about car insurance because I'm going to let you in on the secrets to the proper way to eliminate unnecessary coverages and save money.

Woodbridge car insurance quote

Comprehensive Woodbridge Car Insurance Comparison Quotes

Most companies such as Allstate and Progressive allow you to get pricing on their websites. Obtaining pricing is pretty easy as you simply enter the coverage amounts you desire as detailed in the form. When the form is submitted, the system will obtain your credit score and driving record and generates a price.

Online price quotes makes comparing rates easy, but the time required to go to multiple sites and fill out multiple forms gets old quite quickly. But it's very important to compare as many rates as possible in order to find the best price on car insurance.

There is a better way!

A quicker way to find better car insurance pricing makes use of a single form to return rates from more than one company. The form is fast, reduces the work, and makes online price comparison much simpler. After your information is entered, it is rated and you can choose any of the quotes returned.

If you find a better price you can simply submit the application and buy the new coverage. The entire process just takes a couple of minutes and could lower your rates considerably.

In order to find out if lower rates are available, click here to open in new window and fill out the form. If you have coverage now, it's recommended you input exactly as shown on your declarations page. This ensures you're receiving a rate comparison for similar insurance coverage.

Are you getting all your discounts?

Car insurance is not cheap, but you may find discounts that you may not even be aware of. A few discounts will automatically apply when you purchase, but less common discounts must be specifically requested before being credited.

  • Theft Prevention Discount - Cars that have factory anti-theft systems can help prevent theft and earn discounts up to 10%.
  • Defensive Driver - Successfully completing a defensive driving course could possibly earn you a 5% discount and easily recoup the cost of the course.
  • Passive Restraints - Vehicles with factory air bags and/or automatic seat belt systems can get savings up to 30%.
  • Resident Student - Kids in college who are attending college and do not have a car can be insured at a reduced rate.
  • Homeowners Discount - Being a homeowner can help you save on car insurance because owning a home shows financial diligence.

It's important to note that most discounts do not apply the the whole policy. A few only apply to specific coverage prices like comprehensive or collision. So when the math indicates all the discounts add up to a free policy, you're out of luck. But any discount will cut the cost of coverage.

To see a list of providers offering car insurance discounts in Woodbridge, click here to view.

Find out more about car insurance

More information is located on the Connecticut Insurance Department website found here. Visitors are able to read consumer alerts, discover disciplinary actions, and file complaints about a company.