Tightwads Guide for Saving on Winter Garden Auto Insurance
Did you fall for a flashy sales pitch and buy high-priced auto insurance? Trust us, there are many people just like you.
Insurance companies such as State Farm, Allstate, GEICO and Progressive increase brand awareness with advertising and it is difficult to sift through the bull and take the time to shop coverage around.
Quick Winter Garden Auto Insurance Quotes
There are several ways to compare auto insurance prices and some are easier and takes less work. You can spend countless hours talking to insurance companies in Winter Garden, or you could save time and use the web to get rates in a matter of minutes.
The majority of car insurance companies participate in a marketplace that allows shoppers to submit one quote, and each company returns a competitive quote. This eliminates the need for form submissions to each individual auto insurance company.
To submit your quote information now, click to open in new window.
The only drawback to pricing coverage this way is you cannot specify the providers to get quotes from. So if you want to select specific insurance companies to compare rates, we put together a list of auto insurance companies in Florida. Click to view list.
Whichever way you use, compare exactly the same information with every price quote. If you are comparing higher or lower deductibles it's not possible to find the best deal in Winter Garden. Just a small difference in coverages could mean much higher rates. Just keep in mind that having more price comparisons will increase your chances of finding the best price.
Be sure to get all your discounts
Properly insuring your vehicles can get expensive, but companies offer discounts to reduce the price significantly. Some trigger automatically at the time you complete a quote, but lesser-known reductions have to be asked for prior to getting the savings.
- No Claims - Drivers with accident-free driving histories can save substantially when compared to bad drivers.
- Driver Safety - Taking part in a course in driver safety could possibly earn you a 5% discount and easily recoup the cost of the course.
- Discount for New Cars - Buying coverage on a new vehicle can be considerably cheaper due to better safety requirements for new cars.
- Payment Method - If you pay your bill all at once instead of paying each month you could save 5% or more.
- Memberships - Participating in a civic or occupational organization could qualify you for a break when shopping for auto insurance.
- Paperwork-free - A handful of insurance companies will discount your bill up to fifty bucks for buying your policy digitally online.
A little note about advertised discounts, most of the big mark downs will not be given the the whole policy. The majority will only reduce individual premiums such as comp or med pay. So even though they make it sound like having all the discounts means you get insurance for free, you won't be that lucky. Any amount of discount will reduce the amount you have to pay.
To see a list of insurance companies who offer auto insurance discounts in Winter Garden, follow this link.
Find out more about auto insurance
Additional information can be found on the website for the Florida Office of Insurance Regulation located here. Florida consumers can read industry bulletins, discover disciplinary actions, file complaints about an insurance agent or broker, and view a list of available companies.
