Compare Winslow Car Insurance Prices With These Tricks

Are you intimidated by the number of car insurance company choices in Winslow? You're not the only one! There are so many choices that it can turn into a ton of work to find better rates.

Buying affordable coverage in Winslow is simple if you know the tricks. If you have insurance now or need new coverage, you can use these techniques to find the best rates while maintaining coverages. Maine vehicle owners just need to know the tricks to buy car insurance online.

Are you getting all your discounts?

Insurance can cost an arm and a leg, but discounts can save money and there are some available that you may not even be aware of. Some discounts apply automatically at the time of purchase, but lesser-known reductions have to be asked for prior to receiving the credit. If you don't get every credit possible, you're just leaving money on the table.

Club Memberships - Being a member of a professional or civic organization is a good way to get lower rates when buying car insurance.
Homeowners Discount - Owning a home in Winslow can help you save on car insurance because owning a home requires personal responsibility.
Early Signing - Select companies give a discount for buying a policy before your current policy expires. This can save 10% or more.
Anti-lock Brake System - Vehicles with anti-lock braking systems are safer to drive and therefore earn up to a 10% discount.
Senior Citizens - Older drivers may qualify for a small decrease in premiums.
Multi-car Discount - Buying coverage for more than one vehicle on one policy qualifies for this discount.
Life Insurance - Select insurance companies reward you with a break if you buy a life insurance policy as well.
Student in College - Kids in college who live away from home and do not have a car can be insured at a reduced rate.
Auto/Home Discount - When you have multiple policies with one insurance company you may save up to 20% off your total premium.
Seat Belts Save - Drivers who require all occupants to wear their seat belts can save 10% or more off your medical payments premium.

Drivers should understand that most discounts do not apply to all coverage premiums. Most only reduce the price of certain insurance coverages like physical damage coverage or medical payments. So when the math indicates it's possible to get free car insurance, companies wouldn't make money that way. But all discounts will help reduce the cost of coverage.

For a list of insurers offering car insurance discounts in Maine, click here to view.

How to Compare Car Insurance in Winslow, Maine

Most major insurance companies give price estimates online. Obtaining pricing is quite simple as you just enter the coverages you want as detailed in the form. Once entered, the system will obtain your credit score and driving record and gives you a price quote based on many factors.

This streamlines rate comparisons, but the process of having to visit several different sites and complete many quote forms can be a bit tiresome and repetitive. But it's very important to get many rate quotes in order to get the best price on car insurance.

The easy way to compare rates

A more efficient way to lower your rates makes use of a single form to get prices from multiple companies. The form is fast, reduces the work, and makes comparison shopping much easier to do. Immediately after submitting the form, your coverage is rated and you can choose any or none of the quotes that you receive.

If one or more price quotes are lower than your current rates, you can click and sign and buy the new coverage. This process takes just a few minutes to complete and you will know how your current rates stack up.

In order to find out if lower rates are available, click here to open in new window and begin entering your coverage information. If you have a policy now, it's recommended you enter just like they are on your policy. This helps ensure you are getting rate comparison quotes based on identical coverages.

And the best car insurance company is...

Budget-conscious car insurance is available both online as well as from independent agents in Winslow, and you should be comparing both so you have a total pricing picture. A few companies don't offer online quoting and usually these smaller companies provide coverage only through local independent agents.

We just presented many tips how you can get a better price on car insurance. The key thing to remember is the more rate comparisons you have, the more likely it is that you will get a better rate. Drivers may discover the biggest savings come from a lesser-known regional company.

When trying to cut insurance costs, do not sacrifice coverage to reduce premiums. In too many instances, someone sacrificed comprehensive coverage or liability limits to discover at claim time that it was a big mistake. Your focus should be to get the best coverage possible for the lowest price while not skimping on critical coverages.