7 Tricks to Save on Car Insurance in West Valley

Did you fall for a flashy sales pitch and buy high-priced car insurance? Trust us when we tell you there are lots of people in the same boat. There is such a variety of to buy insurance from, and even though it's nice to have a selection, so many choices can make it hard to compare rates.

It's important to get comparison quotes at least once a year since rates are constantly changing. Despite the fact that you may have had the lowest rates a few years ago you can probably find a lower rate today. Starting now, block out anything you think you know about car insurance because we're going to show you the tricks you need to know to save on car insurance.

Quick West Valley Car Insurance Quotes

Most companies like Allstate and Progressive provide insurance quotes on the web. Getting quotes doesn't take much effort as you simply enter the coverage amounts you desire as detailed in the form. When the form is submitted, their rating system will obtain credit information and your driving record and generates pricing information based on these and other factors. Being able to quote online makes it a lot easier to compare rates but the time it takes to visit many different websites and type in the same information can be a bit repetitive. But it's very important to have as many quotes as possible if you want to find the best price on car insurance.

A quicker way to find better car insurance pricing is to use a quote form to return rates from several different companies. The form is fast, eliminates form submissions, and makes online quotes much more enjoyable and efficient. As soon as you send your information, it gets priced and you can select any one of the quotes returned.

If a lower price is quoted, you simply finish the application and buy the new coverage. The whole process takes less than 15 minutes and you will find out if you're overpaying now.

To find out if lower rates are available, click here to open in new window and enter your vehicle and coverage information. To compare your current rates, we recommend you complete the form with the limits and deductibles as close as possible to your current policy. This ensures you will have a fair comparison for similar insurance coverage.

Are you getting all your discounts?

Car insurance is not cheap, but companies offer discounts to cut the cost considerably. Larger premium reductions will be automatically applied when you quote, but lesser-known reductions have to be manually applied prior to getting the savings. If you're not getting every credit possible, you're paying more than you need to.

Theft Prevention System - Vehicles equipped with anti-theft or alarm systems prevent vehicle theft and will save you 10% or more.
Driver Safety - Taking part in a driver safety course could possibly earn you a 5% discount and easily recoup the cost of the course.
Resident Student - Any of your kids who attend school more than 100 miles from home and do not have access to a covered vehicle can be insured at a reduced rate.
Multi-policy Discount - When you combine your home and auto insurance with one insurance company you may save approximately 10% to 15%.
Auto/Life Discount - Companies who offer life insurance give a discount if you purchase auto and life insurance together.
Multiple Vehicles - Buying coverage for multiple vehicles on the same car insurance policy may reduce the rate for each vehicle.
E-sign - A handful of insurance companies will give a small break for buying your policy over the internet.

A little note about advertised discounts, many deductions do not apply the the whole policy. Most only cut individual premiums such as comprehensive or collision. So when it seems like all those discounts means the company will pay you, you won't be that lucky. Any amount of discount will bring down the cost of coverage.

To see a list of providers who offer car insurance discounts in Utah, click this link.

Find out more about car insurance

Additional information can be found on the website for the Utah Insurance Department located here. Consumers can read consumer alerts, discover disciplinary actions, read enforcement actions against agents and companies, and download brochures.