Tightwads Tips for Saving on West Trenton Car Insurance
Did you fall for a flashy sales pitch and buy overpriced car insurance? Believe me when I say there are lots of people in the same boat.
There is such a variety of to buy insurance from, and although it's a good thing to have a choice, so many choices can make it hard to compare rates.
Don't pay full price with these discounts
Companies don't necessarily list every discount very clearly, so the following is a list of both the well known as well as the least known savings tricks you should be using.
- Pay Now and Pay Less - If you pay your entire premium ahead of time rather than paying monthly you could save 5% or more.
- Club Memberships - Being a member of a qualifying organization is a good way to get lower rates when shopping for car insurance.
- Multiple Cars - Having all your vehicles on one policy may reduce the rate for each vehicle.
- Distant Student - Kids in college living away from home attending college and don't have a car may be able to be covered for less.
- Senior Citizens - Older drivers may receive a discount up to 10%.
It's important to note that most discount credits are not given to all coverage premiums. Most only reduce individual premiums such as liability and collision coverage. So when the math indicates it's possible to get free car insurance, you're out of luck.
For a list of insurance companies with discount car insurance rates in New Jersey, click here to view.
How to Compare Car Insurance in West Trenton, New Jersey
There are multiple methods to compare car insurance prices but there is one way that is less time-consuming than others. You can waste hours talking about coverages with insurance companies in West Trenton, or you could save time and use online quotes to quickly compare rates.
Most car insurance companies participate in a marketplace that enables customers to send in one quote, and every company provides a quote based on that information. This saves time by eliminating quote requests to each individual car insurance company.
To submit your quote information now, click here (opens in new window).
The one disadvantage to using this type of form is you cannot specify the companies to get quotes from. If you prefer to choose specific providers to compare rates, we have assembled a list of car insurance companies in New Jersey. Click here to view list.
It's up to you which method you use, but ensure you are comparing identical quote information with each company. If the quotes have mixed coverages it will be impossible to make an equal comparison in West Trenton. Quoting even small variations in limits could mean much higher rates. Just remember that having more price comparisons helps locate a better price.
Do the work, save more money
Lower-priced car insurance can be sourced both online in addition to many West Trenton insurance agents, so you should compare both to have the best chance of lowering rates. Some car insurance companies do not provide online quoting and these small insurance companies work with independent agents.
When shopping online for car insurance, it's very important that you do not sacrifice coverage to reduce premiums. There have been many situations where someone sacrificed collision coverage and discovered at claim time that a couple dollars of savings turned into a financial nightmare. The proper strategy is to get the best coverage possible at a price you can afford while still protecting your assets.
