Waterville Auto Insurance For Less Than You're Paying Now

If shopping for auto insurance online is new to you, you may be overwhelmed by the vast number of auto insurance companies selling insurance in Waterville.

It's important to compare prices occasionally because prices are constantly changing. If you had the best price two years ago you can probably find a lower rate today. Ignore everything you know about auto insurance because we're going to demonstrate one of the easiest ways to reduce your cost while improving coverage.

Waterville auto insurance comparison

Finding Auto Insurance in Waterville, ME

Shopping for lower auto insurance rates can be a daunting task if you aren't aware of the best way to get rate quotes. You can spend countless hours talking to insurance agencies in Waterville, or you could save time and use the web to quickly compare rates.

The majority of car insurance companies enroll in a system that allows shoppers to enter their coverage request one time, and each company then gives them pricing. This saves time by eliminating quote forms for each company you want a rate for.

To submit your quote information now, click to open in new window.

The one downside to getting quotes like this is you are unable to specify the providers to receive prices from. If you would rather choose specific providers to compare, we have assembled a list of auto insurance companies in Maine. View list of Maine insurance companies.

It's your choice how you get your quotes, but make absolute certain that you use identical deductibles and coverage limits for every quote you compare. If you are comparing different values for each quote it's impossible to determine the best price in Waterville.

How much can you save with discounts?

Companies that sell car insurance do not list all their discounts very clearly, so we took the time to find both the well known as well as the least known savings tricks you should be using. If you're not getting every credit you qualify for, you're paying more than you need to.

  • College Student - Kids in college who attend school more than 100 miles from home without a vehicle on campus can receive lower rates.
  • Anti-theft Discount - Cars that have factory anti-theft systems prevent vehicle theft and will save you 10% or more.
  • Pay Upfront and Save - If you pay your entire premium ahead of time instead of paying each month you may reduce your total bill.
  • Sign Online - Certain companies may give you up to $50 just for signing your application over the internet.
  • Life Insurance - Some companies give a discount if you purchase a life insurance policy as well.

It's important to note that most discounts do not apply to your bottom line cost. The majority will only reduce individual premiums such as liability, collision or medical payments. So even though they make it sound like you can get free auto insurance, you're out of luck.

To see a list of companies with the best auto insurance discounts in Maine, click here to view.

How much car insurance do I need?

When choosing the right insurance coverage for your vehicles, there isn't really a perfect coverage plan. Everyone's situation is a little different.

For example, these questions might point out if your insurance needs would benefit from professional advice.

  • What are Maine no-fault laws?
  • Am I covered when renting a car or should I buy coverage from the car rental agency?
  • What can I do if my company won't pay a claim?
  • Why does it cost so much to insure a teen driver in Waterville?
  • Does my liability insurance cover pulling a trailer or camper?
  • I have good health insurance, so how much medical payments coverage do I need?
  • When does my teenage driver need to be added to my policy?

If you're not sure about those questions but you think they might apply to your situation, you may need to chat with a licensed insurance agent. To find an agent in your area, complete this form. It only takes a few minutes and can help protect your family.

Additional detailed information can be found at the Maine Bureau of Insurance website. Visitors are able to read enforcement actions against agents and companies, read consumer alerts, and view a list of available companies.