Car Insurance in Vaiden - 9 Discounts You Might be Forgetting

Did you fall for a flashy sales pitch and buy high-priced car insurance? Trust us, you are not the only one feeling buyer's remorse.

There are many to buy insurance from, and although it's a good thing to have a selection, it makes it harder to compare rates.

It's important to check car insurance prices every six months since rates are constantly changing. Even if you got the best rates on your last policy you can probably find a lower rate today. There is too much inaccurate information about car insurance on the internet, so we're going to give you some great ways to find affordable car insurance.

Mississippi car insurance

Comprehensive Vaiden Car Insurance Comparison

Most companies like State Farm and Allstate provide prices for coverage online. Getting quotes is fairly straightforward as you simply enter the coverages you want into the quote form. When the form is submitted, the system will obtain credit information and your driving record and provides a quote based on these factors. Being able to quote online makes comparing rates easy, but the work required to visit different websites and enter the same data into a form is not the best way to spend an afternoon. Unfortunately, it is important to perform this step if you want to find a lower rate.

A quicker way to lower your rates is to use a quote form that analyzes rates from several different companies. It's a real time-saver, eliminates form submissions, and makes online shopping much easier. After sending your information, it gets priced and you can choose any one of the quotes returned.

If a lower price is quoted, you can simply submit the application and buy the new coverage. The whole process can be completed in a matter of minutes and you will find out if you're overpaying now.

To find out how much you're overpaying now, click here and enter your vehicle and coverage information. If you have your current policy handy, we recommend you enter the limits and deductibles as close as possible to your current policy. This ensures you will be getting an apples-to-apples comparison for similar insurance coverage.

More discounts equal less premium

Car insurance can cost a lot, but there are discounts available that many people don't even know exist. Some trigger automatically when you quote, but some may not be applied and must be inquired about prior to getting the savings.

  • Discount for Good Grades - A discount for being a good student can get you a discount of up to 25%. The good student discount can last until age 25.
  • Multi-car Discount - Having more than one vehicle on the same car insurance policy may reduce the rate for each vehicle.
  • Braking Control Discount - Anti-lock brake equipped vehicles are safer to drive and qualify for as much as a 10% discount.
  • Resident Student - Any of your kids living away from home attending college and do not have a car may be able to be covered for less.
  • Multi-policy Discount - When you combine your home and auto insurance with the same insurance company you may save up to 20% off your total premium.
  • Homeowners Discount - Being a homeowner may earn you a small savings because owning a home demonstrates responsibility.
  • Auto/Life Discount - Companies who offer life insurance give a discount if you purchase a life insurance policy as well.
  • Senior Citizens - Mature drivers may qualify for reduced rates.
  • Save with a New Car - Buying coverage on a new vehicle can be considerably cheaper since new cars are generally safer.

A little note about advertised discounts, many deductions do not apply to all coverage premiums. The majority will only reduce individual premiums such as medical payments or collision. So even though they make it sound like it's possible to get free car insurance, you won't be that lucky. Any amount of discount will bring down your premiums.

To see a list of providers offering car insurance discounts in Mississippi, click this link.

Additional information can be read on the website for the Mississippi Insurance Department located here. Visitors are able to file complaints about a company, report car insurance fraud, read consumer alerts, and read enforcement actions against agents and companies.