Car Insurance in Union, IL - 7 Tricks to Save Money

Are you tired of not being able to afford each month for car insurance? You are no different than many other Illinois drivers. Multiple compete for your business, so it's not easy to compare every to find the lowest rate

If you have a current car insurance policy or are looking for a new policy, you can follow these tips to find the best rates and still get good coverage. Buying car insurance in Union is easy if you know what you're doing. Illinois vehicle owners just need to know the tricks to get comparison quotes over the internet.

Fast and Easy Union Car Insurance Quotes

Cutting your Union car insurance rates isn't really that difficult. Just take time comparing rate quotes online from several insurance companies. This is very easy and can be done in just a few minutes using one of these methods.

The recommended way to compare a lot of rates at once is to use a rate comparison form click to view form in new window. This form keeps you from doing separate quotation requests to each individual car insurance company. Taking the time to complete one form gets rate comparisons from car insurance companies with the best prices.
A different way to compare rate quotes is spending the time to visit the website of each company and complete a new quote form. For sake of this example, let's say you want rates from , and . To find out each rate you need to spend time on each company's site and enter your policy data, which is why the first method is more popular.

To view a list of companies in Union, click here.

It doesn't matter which method you choose, just double check that you are using the exact same information on every quote. If you enter higher or lower deductibles it's not possible to make a fair comparison in Union.

Take advantage of discounts

Car insurance companies don't always advertise every discount in an easy-to-find place, so the following is a list of some of the more common as well as the least known ways to save on car insurance. If they aren't giving you every credit available, you're paying more than you need to.

Claim Free - Claim-free drivers pay less when compared to bad drivers.
Payment Method - If paying your policy premium upfront instead of paying each month you could save up to 5%.
Auto/Life Discount - Select insurance companies reward you with lower rates if you buy auto and life insurance together.
Driver Safety - Taking part in a driver safety course could save 5% or more and easily recoup the cost of the course.
Theft Prevention System - Vehicles equipped with anti-theft or alarm systems can help prevent theft and will save you 10% or more.
Homeowners Pay Less - Simply owning a home may earn you a small savings due to the fact that maintaining a home demonstrates responsibility.
Good Students Pay Less - A discount for being a good student can be rewarded with saving of up to 25%. The good student discount can last well after school through age 25.

Consumers should know that many deductions do not apply to the entire cost. Most only cut individual premiums such as comp or med pay. So even though it sounds like having all the discounts means you get insurance for free, companies don't profit that way.

To see a list of insurance companies who offer car insurance discounts in Union, click this link.

More Illinois car insurance information

More detailed Illinois car insurance information can be read at the Illinois Department of Insurance website. Consumers can read industry bulletins, view a list of available companies, file complaints about an insurance agent or broker, and discover disciplinary actions.