Proven Ways to Save on Turnersville Auto Insurance

Are you sick and tired of paying out the nose each month for car insurance? You are in the same boat as many other drivers in New Jersey.

Insurance companies such as State Farm, Allstate, GEICO and Progressive promote their brand names with TV and radio ads and it is difficult to sift through the bull and find the best price available.

It's important to compare rates once or twice a year because insurance rates are constantly changing. Even if you got the best price two years ago you can probably find a lower rate today. Forget all the misinformation about auto insurance because you're about to find out the only way to lower your rates without sacrificing coverage.

New Jersey auto insurance

How to Compare Auto Insurance Costs in Turnersville

There are several ways of comparing rate quotes and find the best price. The best method to compare insurance prices is to perform an online rate comparison. This can be done in several different ways.

  • The recommended way to find the lowest comparison rates is to use a rate comparison form click to view form in new window. This easy form eliminates the need for multiple quote forms for each company. Taking the time to complete one form compares rates from multiple low-cost companies.
  • A less efficient way to compare rate quotes is going to each company website to complete their respective quote request forms. For example, let's assume you want rates from , and . You would have to visit each site and enter your information, which is why the first method is more popular. To view a list of companies in Turnersville, click here.

It's up to you which method you use, but double check that you are using exactly the same coverage limits and deductibles on every quote you get. If you have different liability limits it's not possible to determine which rate is truly the best in Turnersville. Quoting even small variations in coverages may result in a large different in cost. It's important to know that getting more free quotes will increase your chances of finding the best rates.

Take advantage of discounts

Car insurance can cost a lot, but there could be available discounts that many people don't even know exist. Certain discounts will be triggered automatically when you quote, but less common discounts must be specially asked for prior to getting the savings.

  • Passive Restraint Discount - Vehicles with factory air bags can qualify for discounts of 20% or more.
  • Service Members Pay Less - Being on active duty in the military could mean lower rates.
  • Anti-theft System - Cars that have factory anti-theft systems help deter theft and will save you 10% or more.
  • Drivers Ed for Students - Have your child take driver's ed class in school.
  • Defensive Driver - Taking a course in driver safety could save 5% or more and easily recoup the cost of the course.
  • Discount for New Cars - Buying coverage on a new vehicle can be considerably cheaper compared to insuring an older model.

A little note about advertised discounts, most discount credits are not given to the entire cost. Some only reduce individual premiums such as medical payments or collision. Just because it seems like you could get a free auto insurance policy, you won't be that lucky. Any amount of discount will reduce your overall premium however.

To see a list of providers offering auto insurance discounts in Turnersville, click here to view.

Additional information can be found on the website for the New Jersey Department of Banking and Insurance located here. New Jersey consumers can find out industry alerts, view a list of available companies, read consumer alerts, and discover disciplinary actions.