Top 7 Ways to Save Money on Car Insurance in Tupelo

Paying for high-priced car insurance can dwindle your bank account and force you to make sacrifices. Comparison shopping is a great way to make sure you're not throwing money away.

Lots of contend for your insurance dollar, and because of this it can be hard to compare to get the lowest rate

It's important to shop coverage around on a regular basis since rates are constantly changing. Even if you think you had the best deal six months ago there may be better deals available now. Starting right now, ignore everything you know about car insurance because we're going to show you the only way to find better rates and still maintain coverage.

Tupelo car insurance quote

Save big with these seven discounts

Car insurance is not cheap, buy you may qualify for discounts to help bring down the price. Some trigger automatically at the time of quoting, but lesser-known reductions have to be requested specifically before you will receive the discount.

  • Anti-theft Discount - Vehicles with anti-theft systems can help prevent theft and qualify for as much as a 10% discount.
  • E-sign - Certain companies will give a small break for buying your policy on their website.
  • Low Mileage - Low mileage vehicles can qualify you for a substantially lower rate.
  • Safety Course Discount - Completing a driver safety course could cut 5% off your bill depending on where you live.
  • Club Memberships - Belonging to certain professional organizations may earn a discount on your policy.
  • Multiple Cars - Insuring all your vehicles on one policy could earn a price break for each car.
  • Accident Waiver - A few companies permit an accident without raising rates if you are claim-free prior to the accident.

A little note about advertised discounts, some of the credits will not apply to all coverage premiums. Some only apply to the cost of specific coverages such as comprehensive or collision. Just because you may think all the discounts add up to a free policy, you won't be that lucky. Any amount of discount will cut your overall premium however.

For a list of providers with discount car insurance rates in Tupelo, click here.

Which Car Insurance is Cheapest in Tupelo, Mississippi?

There are several ways to compare rate quotes from local Tupelo car insurance companies. The recommended way to compare insurance prices is to perform an online rate comparison. This can be accomplished using a couple different methods.

One of the best ways to find low rates is to use a rate comparison form (click to open form in new window). This type of form saves time by eliminating boring form submissions for every car insurance company. One form submission will get you price quotes from all major companies.

A different way to get quotes online requires a visit to the website for each individual company to complete a price quote. For sake of this example, let's say you want comparison quotes from , and . To get rate quotes you would need to spend time on each company's site to input your insurance information, which is why most consumers use the first method. To view a list of companies in Tupelo, click here.

The most time-consuming way of getting rate comparisons is driving around to different Tupelo agent offices. Shopping for car insurance online makes this process obsolete unless you prefer the trained guidance of a local Tupelo agent. It is possible to compare online quotes and still use a local agent and we'll cover that in a bit.

However you get your quotes, ensure you are comparing the exact same coverage limits with each company. If each company quotes differing limits it will be impossible to make an equal comparison in Tupelo. Slightly different coverages may result in large price differences. Just remember that comparing more company's prices will increase your chances of finding better pricing.

The best insurance company isn't always the cheapest

As you restructure your insurance plan, you should never sacrifice coverage to reduce premiums. Too many times, drivers have reduced comprehensive coverage or liability limits to discover at claim time that they should have had better coverage. The aim is to get the best coverage possible at an affordable rate, not the least amount of coverage.

Cheaper car insurance is attainable from both online companies as well as from independent agents in Tupelo, so you should compare both to have the best chance of lowering rates. Some insurance companies don't offer online quoting and many times these smaller companies only sell through independent insurance agents.

You just learned a lot of techniques to get a better price on car insurance. It's most important to understand that the more quotes you get, the higher the chance of saving money. Drivers may discover the most savings is with an unexpected company. These companies may cover specific market segments cheaper than their larger competitors like .