Top 6 Ways You Can Buy Car Insurance for Less in Tukwila Washington

Are you intimidated by the number of car insurance companies in Tukwila? Lot's of other consumers are too. There are so many companies to choose from that it can turn into a ton of work to find lower rates.

It's important to take a look at other company's rates every six months since rates are constantly changing. Just because you found the best deal on your last policy you may be paying too much now. So just block out anything you think you know about car insurance because we're going to show you the proper way to reduce your cost while increasing coverage.

If you currently have car insurance, you should be able to save some money using these techniques. Buying affordable protection in Tukwila is simple if you know the tricks. Although Washington car owners do need to know how insurance companies sell online and take advantage of how the system works.

Comprehensive Tukwila Car Insurance Comparison

Effectively comparing car insurance prices can take time and effort if you don't know the most efficient way to do it. You could spend your day driving to local insurance agents in Tukwila, or you can stay home and use online quoting to get rate comparisons in just a few minutes.

All the larger companies enroll in a system that enables customers to send in one quote, and each participating company can provide price quotes for coverage. This system prevents you from having to do repetitive form submissions to each individual car insurance company.

To submit your quote information now, click here (opens in new window).

The only downside to doing it this way is you don't know exactly which companies you will receive quotes from. If you prefer to choose individual companies to receive pricing from, we put together a list of the cheapest car insurance companies in Washington. Click to view list.

It's up to you how you get prices quotes, just ensure you are comparing exactly the same quote information for each price quote. If you use mixed coverages it will be very difficult to truly determine the lowest rate in Tukwila. Having just a slight variation in coverages may cause a big price difference. Just remember that obtaining a wide range of quotes will improve the odds of getting the best offered rates.

Washington car insurance

Don't pay full price with these six discounts

Companies offering auto insurance don't always list every available discount in a way that's easy to find, so here is a list some of the more common and the harder-to-find ways to save on car insurance.

  • Discount for Good Grades - Getting good grades can save 20 to 25%. The discount lasts well after school through age 25.
  • Multiple Vehicles - Having multiple vehicles on one policy qualifies for this discount.
  • Homeowners Discount - Being a homeowner may earn you a small savings due to the fact that maintaining a home requires personal responsibility.
  • Federal Government Employee - Simply working for the federal government can earn a discount up to 10% with certain companies.
  • Braking Control Discount - Vehicles with anti-lock braking systems can reduce accidents and qualify for as much as a 10% discount.
  • Resident Student - Any of your kids who live away from home and do not have access to a covered vehicle may be able to be covered for less.

A little note about advertised discounts, most discount credits are not given to all coverage premiums. Most only apply to the price of certain insurance coverages like medical payments or collision. So even though it sounds like you could get a free car insurance policy, you won't be that lucky.

For a list of providers who offer car insurance discounts in Tukwila, click this link.

Even more information is available at the Washington State Office of the Insurance Commissioner website. Consumers can file complaints about a company, find out which companies have the most complaints, and report car insurance fraud.

Final considerations

You just learned some good ideas how to lower your car insurance rates. The most important thing to understand is the more you quote, the better your comparison will be. You may be surprised to find that the biggest savings come from a smaller regional carrier.

The cheapest car insurance can be sourced from both online companies and also from your neighborhood Tukwila agents, and you should be comparing both to have the best chance of lowering rates. There are still a few companies who may not provide online quoting and many times these smaller companies only sell through independent insurance agents.

Insureds change insurance companies for any number of reasons including poor customer service, lack of trust in their agent, an unsatisfactory settlement offer and extreme rates for teen drivers. Regardless of your reason, switching car insurance companies is not as hard as you think.