Buy Cheaper Tualatin Auto Insurance

Having to pay for overpriced auto insurance can overdraw your savings account and make it impossible to make ends meet. Comparing price quotes is a smart way to lower your monthly bill.

Lots of contend for your hard-earned dollar, and because of this it can be hard to compare to find the absolute lowest price

It's important to check auto insurance prices quite often because prices are constantly changing. Even if you got the lowest rates a couple years back you can probably find a lower rate today. So just ignore everything you know about auto insurance because you're going to get a crash course in the tricks you need to know to save money, get proper coverage and the best rates.

If you currently have car insurance, you stand a good chance to be able to lower your premiums substantially using these methods. Buying car insurance in Tualatin is quite easy. Nevertheless, Oregon consumers do need to know how insurance companies price insurance differently and use this information to your advantage.

Tualatin auto insurance quote

Free Tualatin Auto Insurance Quotes

There are several ways of comparing rates from local Tualatin auto insurance companies. The best method to compare insurance prices consists of obtaining rate quotes online. This can be done in several different ways.

  • The recommended way to get quotes is to use a rate comparison form (click to open form in new window). This method prevents you from having to do a different quote for each company. One form gets rate comparisons .
  • A slightly less efficient method to get quotes online is spending the time to visit the website for each individual company to complete their respective quote request forms. For sake of this example, let's assume you want comparison quotes from , and . You would have to spend time on each company's site and enter your policy data, which is why the first method is quicker.

    To view a list of companies in Tualatin, click here.
  • The least efficient way to get comparison rates is to drive around to insurance agents' offices. The internet has reduced the need for local agents unless you want the professional guidance of a licensed agent. You can, however, get the lowest quotes online and still use a local agent. We'll cover that shortly.

It doesn't matter which method you choose, just make darn sure you compare the exact same information on every quote you get. If you enter higher or lower deductibles then you won't be able to determine which rate is truly the best in Tualatin. Just a small difference in coverage limits can make a big difference in price. And when comparison shopping, quoting more will enable you to find the best price.

Save big with these discounts

Companies that sell car insurance don't always list every available discount in an easy-to-find place, so we break down both the well known and also the lesser-known auto insurance savings.

  • Anti-lock Brake Discount - Anti-lock brake equipped vehicles can reduce accidents and earn discounts up to 10%.
  • Resident Student - Children who attend school more than 100 miles from home and do not have access to a covered vehicle may qualify for this discount.
  • Discount for Life Insurance - Larger companies have lower rates if you buy life insurance from them.
  • Multiple Vehicles - Insuring multiple vehicles on the same auto insurance policy can get a discount on all vehicles.
  • Accident Waiver - A few companies allow you one accident before raising your premiums if you are claim-free for a certain period of time.
  • Passive Restraints - Vehicles with factory air bags or automatic seat belts can get savings of up to 25% or more.
  • Payment Method - If you pay your bill all at once instead of paying each month you can actually save on your bill.

It's important to understand that most credits do not apply to the overall cost of the policy. Most only cut specific coverage prices like comprehensive or collision. Just because you may think you would end up receiving a 100% discount, it doesn't quite work that way.

To see a list of providers who offer auto insurance discounts in Tualatin, follow this link.

But I don't know anything about car insurance

When choosing adequate coverage for your personal vehicles, there is no perfect coverage plan. Every situation is different and a cookie cutter policy won't apply. These are some specific questions may help you determine if your situation may require specific advice.

  • Do I need PIP (personal injury protection) coverage in Oregon?
  • Do I pay less if my vehicle is kept in my garage?
  • What happens if I owe more than my vehicle is worth?
  • Am I covered if I wreck a rental car?
  • Does my policy cover me when driving someone else's vehicle?
  • Should I drop comprehensive coverage on older vehicles?
  • Do I have any recourse if my insurance company denies a claim?
  • Am I covered when driving on a suspended license?

If you don't know the answers to these questions but you think they might apply to your situation, you might consider talking to an agent. If you want to speak to an agent in your area, simply complete this short form or click here for a list of auto insurance companies in your area.

More tips and info about auto insurance can be found at the Oregon Insurance Division website. Visitors are able to read consumer alerts, read enforcement actions against agents and companies, file complaints about an insurance agent or broker, and find out which companies have the most complaints.