Tightwads Tips for Saving on Troy Auto Insurance
Are you sick and tired of not being able to afford each month for car insurance? Your situation is no different than the majority of other car owners in Indiana.
You have so many to buy insurance from, and though it is a good thing to have a choice, lots of choices makes it harder to compare rates.
Don't pay full price with these discounts
Companies offering auto insurance don't necessarily list every discount very clearly, so the following is a list of some of the best known as well as the least known discounts you could be receiving.
- Drivers Education - Require your teen driver to successfully complete driver's ed class if offered at their school.
- Pay Now and Pay Less - By paying your policy upfront rather than paying monthly you could save 5% or more.
- Multiple Cars - Having all your vehicles on one policy may reduce the rate for each vehicle.
- Homeowners Pay Less - Simply owning a home can save you money because maintaining a house demonstrates responsibility.
- No Claims - Claim-free drivers pay less when compared to frequent claim filers.
It's important to note that some of the credits will not apply to the entire cost. Most only apply to individual premiums such as liability and collision coverage. Just because you may think it's possible to get free car insurance, you're out of luck.
For a list of insurance companies with discount auto insurance rates in Indiana, click here.
Fast and Easy Troy Auto Insurance Quotes
Performing a rate comparison can be exhausting if you don't know the most efficient way. You can waste hours talking about coverages with local insurance agents in Troy, or you could save time and use online quoting to achieve your goal.
Most car insurance companies are enrolled in a marketplace that enables customers to submit one quote, and each company provides a quote for coverage. This prevents consumers from doing quote requests to each individual auto insurance company.
To submit your quote information now, click here (opens in new window).
The one disadvantage to comparing rates this way is that consumers can't choose the companies to get quotes from. So if you want to select specific providers to request quotes from, we have assembled a list of auto insurance companies in Indiana. Click here to view list.
However you get your quotes, double check that you are using identical quote information on every quote you get. If you use mixed coverages it will be impossible to determine which rate is truly the best in Troy. Slightly different limits may result in large price differences. It's important to know that comparing more company's prices helps locate a better price.
The best insurance company isn't always the cheapest
Lower-priced auto insurance can be sourced on the web in addition to many Troy insurance agents, so compare prices from both to have the best rate selection. There are still a few companies who do not provide online quoting and these small insurance companies work with independent agents.
When you buy insurance online, never sacrifice coverage to reduce premiums. There have been many situations where an insured dropped collision coverage and discovered at claim time that the few dollars in savings costed them thousands. The proper strategy is to buy enough coverage at a price you can afford while still protecting your assets.
