Tarrytown Auto Insurance For Less Than You're Paying Now

Saving money on Tarrytown auto insurance is nearly impossible for consumers new to shopping for insurance online. You have so many choices that it can quickly become more work than you anticipated to find the best price in Tarrytown.

Save big with these discounts

Insurance can be prohibitively expensive, but discounts can save money and there are some available that you may not know about. Certain discounts will be applied at the time you complete a quote, but some may not be applied and must be manually applied prior to getting the savings.

  • Lower Rates for Military - Having a deployed family member could be rewarded with lower premiums.
  • Claim Free - Claim-free drivers pay less when compared with drivers who are more careless.
  • Multiple Cars - Insuring all your vehicles on one policy can get a discount on all vehicles.
  • Discount for Life Insurance - Companies who offer life insurance give a discount if you purchase life insurance.
  • Clubs and Organizations - Participating in a qualifying organization could qualify you for a break when buying auto insurance.
  • Safety Course Discount - Successfully completing a course in driver safety could save 5% or more if you qualify.

As a disclaimer on discounts, most credits do not apply to the entire cost. Some only apply to specific coverage prices like liability and collision coverage. So even though it sounds like adding up those discounts means a free policy, auto insurance companies aren't that generous. Any amount of discount will bring down your overall premium however.

auto insurance in Tarrytown

Auto insurance ads bend the truth

21st Century, Allstate and State Farm consistently run ads on TV and radio. All the companies say the same thing about savings if you change your coverage to them. How does each company make almost identical claims? It's all in the numbers.

Insurance companies can use profiling for the type of customer that earns them a profit. A good example of a profitable customer could possibly be between the ages of 30 and 50, is a homeowner, and drives less than 7,500 miles a year. A customer getting a price quote who fits that profile will qualify for the lowest rates and most likely will save when switching.

Potential customers who fall outside these standards must pay a more expensive rate which usually ends up with the driver buying from a lower-cost company. The ad wording is "customers who switch" not "people who quote" save that much money. That's why companies can truthfully advertise the way they do.

This illustrates why you should compare as many rates as you can. It's impossible to know the company that will provide you with the cheapest rates.

Learn more today

Additional information can be read on the New York Department of Financial Services website found here. New York consumers can find disaster information, read industry bulletins, and report car insurance fraud.

Also read more on this page for auto insurance prices in New York and this page of Tarrytown insurance agents.

Do the work, save more money

Cheap auto insurance can be sourced online as well as from independent agents in Tarrytown, and you should compare price quotes from both to have the best rate selection. Some auto insurance companies don't offer you the ability to get quotes online and usually these small insurance companies provide coverage only through local independent agents.

Consumers leave their current company for a variety of reasons including delays in responding to claim requests, high rates after DUI convictions, lack of trust in their agent and even delays in paying claims. Whatever your reason, finding a new auto insurance company is less work than it seems.

When shopping online for auto insurance, make sure you don't buy lower coverage limits just to save a few bucks. There are a lot of situations where an accident victim reduced collision coverage and discovered at claim time that a couple dollars of savings turned into a financial nightmare. The proper strategy is to get the best coverage possible at the best price while not skimping on critical coverages.