Free Guide to Spending Less for Stanley Car Insurance Online

I can't think of anyone who enjoys paying for car insurance, particularly when they are paying too much. With consumers having so many companies and agents to choose from, it's difficult to pick the best company.

Stanley Car Insurance Quote Comparison

Most companies allow you to get pricing online. Obtaining pricing is pretty easy as you just enter your coverage preferences into the quote form. When the form is submitted, the system will obtain your credit score and driving record and returns a price quote based on these factors. This makes comparing rates easy, but the time required to go to several different sites and type in the same information is not the best way to spend an afternoon. Unfortunately, it is important to perform this step in order to find a lower rate.

A quicker way to get multiple rate quotes makes use of a single form to get prices from more than one company. It's a real time-saver, reduces the work, and makes online shopping much more enjoyable. As soon as you send your information, it is rated and you can choose any or none of the quotes returned. If one or more price quotes are lower than your current rates, you can simply submit the application and purchase coverage. The entire process can be completed in a matter of minutes and may save quite a bit of money.

In order to find out how much you're overpaying now, click here and enter your information. If you have your current policy handy, we recommend you input the coverages as shown on your current policy. This ensures you will be getting comparison quotes for similar insurance coverage.

More discounts equal less premium

Companies offering auto insurance don't list all available discounts very well, so the following is a list of both the well known and the harder-to-find discounts you could be receiving. If you don't get every credit you qualify for, you're paying more than you need to.

  • Multi-car Discount - Having more than one vehicle on the same car insurance policy qualifies for this discount.
  • Anti-lock Brakes - Anti-lock brake equipped vehicles are safer to drive and qualify for as much as a 10% discount.
  • Good Student - A discount for being a good student can get you a discount of up to 25%. The good student discount can last until age 25.
  • Senior Citizens - Mature drivers may qualify for reduced rates.
  • Save with a New Car - Insuring a new car can be considerably cheaper since new cars are generally safer.

Keep in mind that some credits don't apply to your bottom line cost. Most only apply to the price of certain insurance coverages like physical damage coverage or medical payments. So even though they make it sound like all the discounts add up to a free policy, it just doesn't work that way.

To see a list of insurers offering car insurance discounts in Iowa, click here.

It's not one size fits all

When choosing coverage for your vehicles, there really is no perfect coverage plan. Everyone's situation is unique and your policy should reflect that. Here are some questions about coverages that might point out if you would benefit from an agent's advice.

  • Am I covered when driving on a suspended license?
  • Can I get a multi-policy discount for packaging my home and auto coverage?
  • Does my insurance cover a custom paint job?
  • Do I need to file an SR-22 for a DUI in Iowa?
  • What are Iowa no-fault laws?
  • Do I need PIP (personal injury protection) coverage in Iowa?
  • Should I put collision coverage on all my vehicles?

If you can't answer these questions but you know they apply to you then you might want to talk to an agent. To find an agent in your area, complete this form or go to this page to view a list of companies. It only takes a few minutes and may give you better protection.

For more Iowa car insurance information

Additional detailed information can be read at the Iowa Insurance Division website. Visitors are able to report car insurance fraud, find out industry alerts, file complaints about a company, and read consumer alerts.

Additional helpful sites include this page for Iowa car insurance and this page for help finding agents in Stanley, IA.