Find Cheaper Spanaway Auto Insurance

Shopping online for Spanaway auto insurance can seem like an uphill battle if you're new to online quotes. But relax because there is an easy way to compare rates.

Finding Auto Insurance Deals in Spanaway, WA

Performing a rate comparison can take hours if you aren't aware of the fastest way to get free quotes. You can spend countless hours talking to insurance agencies in Spanaway, or you could use online quoting to accomplish the same thing much quicker.

The majority of car insurance companies enroll in a system that enables customers to enter their coverage request one time, and every company returns a competitive quote for coverage. This eliminates the need for form submissions to each individual auto insurance company.

To submit your quote information now, click to open in new window.

The only drawback to using this type of form is buyers cannot specifically choose the providers to get quotes from. If you would rather choose specific providers to request quotes from, we put together a list of companies who write auto insurance in Washington. Click here to view list.

It doesn't matter which method you choose, just make absolute certain that you use the exact same coverage limits with each company. If you use differing limits you can't possibly make an equal comparison in Spanaway. Just a small difference in coverages may cause a big price difference. And when quoting auto insurance, remember that obtaining a wide range of quotes will enable you to find better pricing.

Don't pay full price with these discounts

Companies that sell car insurance don't list every discount in an easy-to-find place, so we break down some of the best known and also the lesser-known auto insurance savings.

  • Federal Employees - Being employed by or retired from a federal job can save as much as 8% with a few auto insurance companies.
  • Anti-theft Discount - Anti-theft and alarm systems can help prevent theft and earn discounts up to 10%.
  • Low Mileage Discounts - Low mileage vehicles can earn lower rates on the low mileage vehicles.
  • Memberships - Affiliation with certain professional organizations could qualify you for a break when shopping for auto insurance.
  • Pay Now and Pay Less - If you pay your bill all at once instead of paying each month you may reduce your total bill.
  • Senior Discount - Mature drivers may receive better auto insurance rates.

A little note about advertised discounts, most credits do not apply to your bottom line cost. Most only apply to specific coverage prices like comp or med pay. So despite the fact that it appears all the discounts add up to a free policy, you won't be that lucky.

To see a list of insurance companies with discount auto insurance rates in Spanaway, follow this link.

Your personal situation dictates your coverage

When choosing adequate coverage for your vehicles, there is no one size fits all plan. Your needs are not the same as everyone else's.

Here are some questions about coverages that might point out whether or not you will benefit from professional help.

  • Am I covered if I drive in a foreign country?
  • Does my personal auto insurance policy cover using my vehicle for business use?
  • Is my nanny covered when driving my vehicle?
  • Am I getting all the discounts available?
  • What can I do if my company won't pay a claim?
  • Should I put collision coverage on all my vehicles?
  • Can I get a multi-policy discount for packaging my home and auto coverage?

If you don't know the answers to these questions, you might consider talking to a licensed insurance agent. To find lower rates from a local agent, fill out this quick form.

For more Washington car insurance information

Even more information can be found at the Washington State Office of the Insurance Commissioner website. Washington drivers can download brochures, read consumer alerts, and find disaster information.