South Portland Car Insurance For Less Than You're Paying Now

Buying the cheapest South Portland car insurance on the internet can seem to be problematic for beginners to comparing rates online. With a ridiculous number of insurance companies available, how can you effectively compare every one to find the cheapest available price?

Choosing the best insurance company for you in South Portland is quite easy. If you currently have car insurance, you stand a good chance to be able to cut costs considerably using these techniques. Maine drivers only need an understanding of how to find the lowest price online.

car insurance in South Portland

Free Quotes for Car Insurance in South Portland, Maine

There are multiple methods to compare car insurance quotes, but some are less time-consuming than others. You can spend countless hours discussing policy coverages with agents in South Portland, or you could save time and use online quoting to quickly compare rates.

The majority of car insurance companies belong to a marketplace that enables customers to only type in their quote data once, and every company provides a quote for coverage. This eliminates the need for quotation requests to each individual car insurance company. To submit your quote information now, click to open in new window.

One minor caviat to using this type of form is that you can't choose the providers to get pricing from. So if you want to choose individual companies for rate comparison, we have a listing of car insurance companies in Maine. Click here for list of insurance companies in Maine.

Whichever way you use, make darn sure you compare identical coverages and limits for every company. If you use different deductibles it's impossible to decipher which rate is best in South Portland.

Don't pay full price with these discounts

Car insurance companies don't list all available discounts very clearly, so we researched both the well known as well as the least known car insurance savings. If you're not getting every credit you deserve, you're paying more than you need to.

  • Defensive Driver - Taking a defensive driving course could cut 5% off your bill and easily recoup the cost of the course.
  • Save with a New Car - Putting insurance coverage on a new car can be considerably cheaper compared to insuring an older model.
  • Good Student Discount - A discount for being a good student can save 20 to 25%. Earning this discount can benefit you until age 25.
  • Student in College - Children who are attending college and do not have a car may be able to be covered for less.
  • Senior Citizens - Mature drivers may qualify for a small decrease in premiums.
  • Multi-car Discount - Having more than one vehicle on the same car insurance policy may reduce the rate for each vehicle.
  • Discount for Life Insurance - Larger companies have a discount if you purchase life insurance from them.
  • Auto/Home Discount - When you combine your home and auto insurance with the same insurance company you could get a discount of 10% to 20% off each policy.

Consumers should know that most of the big mark downs will not be given to the overall cost of the policy. Most only apply to individual premiums such as liability and collision coverage. So even though they make it sound like you could get a free car insurance policy, companies don't profit that way.

To see a list of insurers offering car insurance discounts in Maine, follow this link.

Your personal situation dictates your coverage

When choosing the best car insurance coverage for your personal vehicles, there isn't really a perfect coverage plan. Everyone's situation is a little different.

Here are some questions about coverages that may help you determine whether or not you could use an agent's help.

  • Should I rate my vehicle as pleasure use or commute?
  • Should I file a claim if it's only slightly more than my deductible?
  • Do I need to file an SR-22 for a DUI in Maine?
  • Why does it cost so much to insure a teen driver in South Portland?
  • Am I covered by my employer's commercial auto policy when driving my personal car for business?
  • Can I afford to buy a different vehicle if my vehicle is totaled?
  • Do I pay less if my vehicle is kept in my garage?
  • When does my teenage driver need to be added to my policy?

If you don't know the answers to these questions but you know they apply to you, you may need to chat with an insurance agent. To find lower rates from a local agent, simply complete this short form. It only takes a few minutes and can help protect your family.

More tips and info about car insurance is located at the Maine Bureau of Insurance website. Visitors are able to discover disciplinary actions, read enforcement actions against agents and companies, and file complaints about a company.