Easy Methods to Spend Less on Slatington Car Insurance

Consumers not familiar with shopping for insurance online may find shopping for the lowest-priced Slatington car insurance to be a formidable task.

Are you getting all your discounts?

Companies offering auto insurance don't always advertise all available discounts in a way that's easy to find, so we researched some of the more common as well as the least known car insurance savings.

  • Multiple Cars - Buying coverage for all your vehicles on one policy may reduce the rate for each vehicle.
  • Theft Prevention Discount - Anti-theft and alarm systems help deter theft and will save you 10% or more.
  • Service Members Pay Less - Having a deployed family member could be rewarded with lower premiums.
  • Federal Employees - Simply working for the federal government could cut as much as 10% off depending on your company.
  • Good Student - Getting good grades can earn a discount of 20% or more. Earning this discount can benefit you up until you turn 25.
  • 55 and Retired - Older drivers may receive better car insurance rates.

As a disclaimer on discounts, most credits do not apply to your bottom line cost. Most only cut individual premiums such as physical damage coverage or medical payments. So even though they make it sound like adding up those discounts means a free policy, car insurance companies aren't that generous.

For a list of insurers with discount car insurance rates in Slatington, follow this link.

Finding Car Insurance Deals in Slatington, PA

Most major insurance companies provide coverage prices on their websites. The process is pretty painless as you just enter your coverage preferences as detailed in the form. Once entered, their rating system will obtain your credit score and driving record and generates pricing information based on these factors.

Online quotes helps simplify price comparisons, but the time it takes to visit many different websites and type in the same information gets old quite quickly. But it's very important to perform this step if you want to find the best price on car insurance.

Quote rates the easy way

A more efficient way to get multiple rate quotes utilizes a single form to get prices from more than one company. The form is fast, reduces the work, and makes online price comparison much more enjoyable and efficient. As soon as you send your information, it gets priced with multiple companies and you can pick your choice of the quotes that you receive. If a lower price is quoted, you simply finish the application and purchase coverage. The whole process just takes a couple of minutes and you'll know if lower rates are available.

If you want to find out if lower rates are available, click here to open in new window and submit the form. If you have coverage now, it's recommended you type in deductibles and limits identical to your current policy. This helps ensure you're receiving a fair comparison based on identical coverages.

Tailor your coverage to you

When it comes to choosing the best car insurance coverage for your vehicles, there really is not a best way to insure your cars. Everyone's needs are different.

For instance, these questions might point out whether you might need professional guidance.

  • Am I covered when driving on a suspended license?
  • Does my personal auto insurance policy cover using my vehicle for business use?
  • Am I covered when delivering products for my home-based business?
  • Am I covered if I drive in a foreign country?
  • Do I need to file an SR-22 for a DUI in Pennsylvania?
  • Should I buy additional glass protection?
  • Do I have coverage when using my vehicle for my home business?

If you don't know the answers to these questions but one or more may apply to you, then you may want to think about talking to a licensed insurance agent. If you want to speak to an agent in your area, fill out this quick form.

Affordable insurance is out there

Cheap car insurance is attainable from both online companies and also from your neighborhood Slatington agents, so compare prices from both in order to have the best price selection to choose from. Some car insurance companies may not provide online quoting and usually these small, regional companies provide coverage only through local independent agents.

When shopping online for car insurance, it's a bad idea to sacrifice coverage to reduce premiums. In too many instances, an insured cut liability coverage limits only to discover later that a couple dollars of savings turned into a financial nightmare. Your focus should be to purchase a proper amount of coverage at a price you can afford while not skimping on critical coverages.

Consumers leave their current company for a number of reasons such as lack of trust in their agent, policy non-renewal, delays in responding to claim requests and extreme rates for teen drivers. Regardless of your reason for switching companies, choosing a new insurance company is not as hard as you think.