Free Guide to Spending Less for Savoy Auto Insurance Online

Tired of paying out the nose each month for car insurance? You are in the same boat as millions of other consumers.

Online insurance companies like State Farm, Allstate, GEICO and Progressive increase brand awareness with advertising and it can be hard to sift through the bull and effectively compare rates to find the best deal.

It's important to check auto insurance prices once or twice a year because prices are constantly changing. If you had the lowest rates two years ago there may be better deals available now. So forget all the misinformation about auto insurance because you're going to get a crash course in the tricks you need to know to save money, get proper coverage and the best rates.

Illinois auto insurance

Don't pay full price with these discounts

Car insurance can cost a lot, but there are discounts available that can drop the cost substantially. Certain discounts will be triggered automatically when you quote, but lesser-known reductions have to be specially asked for prior to getting the savings.

  • Passive Restraint Discount - Vehicles with factory air bags can qualify for discounts of 20% or more.
  • Drivers Ed for Students - Require your teen driver to take driver's ed class in high school.
  • Accident Free - Claim-free drivers can save substantially compared to frequent claim filers.
  • Pay Upfront and Save - If you pay your bill all at once rather than paying monthly you can actually save on your bill.
  • Homeowners Pay Less - Being a homeowner may trigger a auto insurance policy discount because of the fact that having a home is proof that your finances are in order.
  • Military Rewards - Having a deployed family member can result in better rates.

As a disclaimer on discounts, most credits do not apply to the entire cost. The majority will only reduce individual premiums such as medical payments or collision. So even though they make it sound like it's possible to get free car insurance, auto insurance companies aren't that generous. Any amount of discount will reduce your premiums.

For a list of providers with the best auto insurance discounts in Savoy, follow this link.

How to Compare Auto Insurance Costs in Savoy

Shopping for lower auto insurance rates can take hours if you don't know the fastest way to get free quotes. You can waste hours talking to insurance agencies in Savoy, or you could save time and use the web to get rates in a matter of minutes.

Most car insurance companies participate in an industry program that enables customers to submit one quote, and each company can provide price quotes. This eliminates the need for form submissions to each individual auto insurance company.

To submit your quote information now, click here (opens in new window).

The only drawback to comparing rates this way is buyers cannot specifically choose the companies you will receive quotes from. So if you want to select specific providers to request quotes from, we put together a list of auto insurance companies in Illinois. View list of Illinois insurance companies.

It doesn't matter which method you choose, just double check that you are using exactly the same coverages on every quote you get. If you are comparing different limits and deductibles on each one it will be impossible to determine which rate is truly the best in Savoy. Just a small difference in coverages can make a big difference in price. It's important to know that quoting more will increase your chances of finding lower pricing.

Do the work, save more money

You just read a lot of tips how to get a better price on auto insurance. The key concept to understand is the more you quote, the better your chances of lowering your rates. Drivers may discover the lowest priced auto insurance comes from a small local company. These companies may have significantly lower rates on certain market segments as compared to the big name companies such as .

Cheap auto insurance is definitely available online and with local Savoy insurance agents, so you should be comparing quotes from both to have the best rate selection. Some insurance companies do not offer online quoting and many times these regional insurance providers only sell through independent insurance agents.