Top Ways to Save on Salt Lake City Car Insurance
Did you fall for a flashy sales pitch and buy high-priced car insurance? Believe me when I say you're not the only one. Drivers have multiple to buy insurance from, and even though it's nice to have a selection, it can be more challenging to compare rates.
It's important to compare prices every six months due to the fact that insurance rates are constantly changing. Despite the fact that you may have had the best price six months ago you can probably find a lower rate today. Ignore everything you know about car insurance because we're going to demonstrate one of the best ways to eliminate unnecessary coverages and save money.
Choosing the best insurance company for you in Salt Lake City is not that difficult. If you have a current car insurance policy or are shopping for new coverage, you can follow these tips to find better prices while maintaining coverages. Utah consumers only need to know the most effective way to find the lowest price over the internet.
Comprehensive Salt Lake City Car Insurance Comparison
Effectively comparing car insurance prices can be challenging if you aren't aware of the best way to get rate quotes. You can spend countless hours talking to insurance agencies in Salt Lake City, or you could use the internet to quickly compare rates.
The majority of car insurance companies enroll in a system that enables customers to send in one quote, and each company then gives them pricing based on that information. This system prevents you from having to do quote forms to each individual car insurance company.
To submit your quote information now, click to open in new window.
The one downside to comparing rates this way is you are unable to specify the providers to receive prices from. If you prefer to choose specific providers to compare, we put together a list of companies who write car insurance in Utah. Click to view list.
It doesn't matter which method you choose, just ensure you are comparing identical coverage information on every quote you get. If the quotes have unequal deductibles or liability limits then you won't be able to determine which rate is truly the best in Salt Lake City.
Don't pay full price with these discounts
Companies offering auto insurance do not advertise all their discounts very clearly, so we took the time to find both the well known and also the lesser-known ways to save on car insurance. If you're not getting every credit possible, you're paying more than you need to.
- Senior Citizens - Mature drivers may be able to get better car insurance rates.
- Multiple Vehicles - Having multiple vehicles on the same car insurance policy can get a discount on all vehicles.
- College Student - Any of your kids who attend school more than 100 miles from home and do not have access to a covered vehicle may be able to be covered for less.
- Sign Online - Certain companies may give you up to $50 for buying your policy over the internet.
- No Charge for an Accident - Certain companies allow you one accident before raising your premiums as long as you don't have any claims prior to the accident.
- Bundle and Save - When you combine your home and auto insurance with the same insurance company you may save up to 20% off your total premium.
- Discount for Good Grades - A discount for being a good student can get you a discount of up to 25%. This discount can apply well after school through age 25.
A little note about advertised discounts, many deductions do not apply to all coverage premiums. Most only reduce specific coverage prices like liability, collision or medical payments. Even though it may seem like it's possible to get free car insurance, you won't be that lucky.
To see a list of companies who offer car insurance discounts in Utah, click this link.
Even more information can be found at the Utah Insurance Department website. Visitors are able to read enforcement actions against agents and companies, report car insurance fraud, get help finding coverage, and view agent and company licensing information.
