9 Shopping Tips Shown to Save on Car Insurance Costs in Rodeo

Paying for high-priced car insurance can take a big chunk out of your bank account and force you to prioritize other expenses. Comparison shopping is a great way to slash your bill and have more diposable income. There are many to buy insurance from, and though it is a good thing to have a choice, it makes it harder to compare rates.

compare Rodeo car insurance rates

How much can you save with these nine discounts?

Car insurance companies don't always publicize every discount very clearly, so the following is a list of some of the more common and the harder-to-find discounts you could be receiving. If you're not getting every credit you deserve, you're just leaving money on the table.

  • Pay Upfront and Save - By paying your policy upfront rather than paying monthly you can actually save on your bill.
  • Own a Home - Simply owning a home can save you money because of the fact that having a home demonstrates responsibility.
  • Accident Free - Drivers who don't have accidents pay less when compared to frequent claim filers.
  • Accident Waiver - Certain companies will allow you to have one accident without raising rates if your claims history is clear for a certain period of time.
  • Anti-lock Brakes - Vehicles with anti-lock braking systems prevent accidents and will save you 10% or more.
  • Sign Early and Save - Select companies give a discount for switching to them before your current policy expires. It can save you around 10%.
  • Passive Restraints and Air Bags - Cars that have air bags or automatic seat belts may earn rate discounts of 20% or more.
  • Military Rewards - Being deployed with a military unit can result in better rates.
  • Multiple Policy Discount - When you have multiple policies with one company you could get a discount of 10% to 20% off each policy.

A little note about advertised discounts, some credits don't apply to all coverage premiums. A few only apply to the price of certain insurance coverages like liability and collision coverage. Just because you may think you could get a free car insurance policy, you won't be that lucky.

For a list of insurance companies with the best car insurance discounts in California, click here.

Which Car Insurance is Cheapest in Rodeo, California?

There are several ways to compare car insurance quotes, but some are more efficient than others. You can waste hours talking about coverages with agents in Rodeo, or you can stay home and use online quotes to achieve your goal.

Most car insurance companies participate in an industry program that allows shoppers to only type in their quote data once, and at least one company provides a quote determined by their information. This prevents consumers from doing quote requests for each company you want a rate for.

To submit your quote information now, click here (opens in new window).

The one disadvantage to using this type of system is that you can't choose the companies to get quotes from. So if you want to choose individual companies for rate comparison, we put together a list of the cheapest car insurance companies in California. View list of California insurance companies.

Whichever method you choose, ensure you are comparing identical coverages on every quote. If your comparisons have different limits and deductibles on each one you will not be able to make a fair comparison in Rodeo.

In the end, you save

Cheaper car insurance is definitely available from both online companies and with local Rodeo insurance agents, and you need to comparison shop both to get a complete price analysis. Some car insurance companies do not offer online quoting and these small insurance companies work with independent agents.

As you go through the steps to switch your coverage, never sacrifice coverage to reduce premiums. There have been many situations where drivers have reduced full coverage and found out when filing a claim that the savings was not a smart move. The proper strategy is to buy enough coverage for the lowest price while still protecting your assets.