Car Insurance in Rockport Arkansas - 8 Discounts You Might be Forgetting

Did you fall for a flashy sales pitch and buy high-priced car insurance? Trust us, there are a lot of people in Rockport just like you who feel imprisoned by their car insurance policy.

You have so many to buy insurance from, and though it is a good thing to have a selection, lots of choices makes it harder to compare rates.

Compare Quotes for Rockport Car Insurance

Most companies like 21st Century, Allstate and State Farm provide coverage price quotes online. Getting quotes doesn't take a lot of time as you just enter the coverages you want into the quote form. When the form is submitted, their rating system will obtain your credit score and driving record and provides a quote based on many factors. Quoting online makes it a lot easier to compare rates but the work required to visit several different sites and enter the same data into a form is not the best way to spend an afternoon. Unfortunately, it is important to get many rate quotes if you want to find a lower rate.

A quicker way to lower your rates is to use a quote form that gets prices from more than one company. It's a real time-saver, reduces the work, and makes online shopping much easier. After sending your information, it gets priced and you can choose any one of the quotes returned. If one or more price quotes are lower than your current rates, you can simply submit the application and buy the new coverage. The whole process just takes a couple of minutes and you'll know if lower rates are available.

To find out how much you're overpaying now, click here and complete the simple form. If you have coverage now, it's recommended you input your coverages identical to your current policy. This ensures you will be getting rate comparison quotes for similar insurance coverage.

More discounts equal less premium

Auto insurance companies don't always advertise all available discounts very clearly, so we researched some of the more common and the harder-to-find discounts you could be receiving.

Fewer Miles Equal More Savings - Driving fewer miles could be rewarded with a substantially lower rate.
Multi-car Discount - Having more than one vehicle on the same car insurance policy qualifies for this discount.
Anti-theft Discount - Vehicles with anti-theft systems prevent vehicle theft and therefore earn up to a 10% discount.
No Charge for an Accident - Certain companies will allow you to have one accident before raising your premiums so long as you haven't had any claims prior to the accident.
Payment Discounts - By paying your policy upfront instead of paying each month you could save 5% or more.
Defensive Driver - Completing a driver safety course could possibly earn you a 5% discount and easily recoup the cost of the course.
New Car Discount - Buying coverage on a new vehicle can be considerably cheaper since new cars are generally safer.
Federal Government Employee - Being employed by or retired from a federal job can save as much as 8% depending on your company.

As a disclaimer on discounts, some of the credits will not apply to all coverage premiums. The majority will only reduce the price of certain insurance coverages like liability and collision coverage. Just because you may think all the discounts add up to a free policy, car insurance companies aren't that generous.

To see a list of insurers offering car insurance discounts in Arkansas, click here.

Learn more about Arkansas car insurance

Even more information is located at the Arkansas Insurance Department website. Consumers can find disaster information, report car insurance fraud, read consumer alerts, and learn about insurance regulations.