Free Guide to Spending Less for Rockford Auto Insurance Online
Did you fall for a flashy sales pitch and buy high-priced auto insurance? Trust us, you're not the only one.
You have so many to buy insurance from, and even though it's nice to have a selection, lots of choices makes it harder to compare rates.
Comprehensive Rockford Auto Insurance Comparison
Most companies like Progressive, Allstate and GEICO provide coverage price quotes online. This process doesn't take a lot of time as you simply type in the coverages you want into the quote form. When the form is submitted, the system will obtain information on your driving record and credit history and returns a price quote based on these and other factors. Being able to quote online makes it a lot easier to compare rates but the time required to go to multiple sites and type in the same information can get tiresome after awhile. Unfortunately, it is important to have as many quotes as possible if you want to find a lower rate.
Quote rates the easy way
A quicker way to lower your rates uses one form to obtain quotes from a bunch of companies at once. It's a real time-saver, requires much less work on your part, and makes price shopping online much more enjoyable. Immediately after you send the form, it gets priced and you are able to buy any one of the quotes returned.
If you find a better price you can simply submit the application and buy the new coverage. The whole process takes less than 15 minutes and you'll know if lower rates are available.
To find out how much you're overpaying now, click here and enter your vehicle and coverage information. To compare your current rates, we recommend you enter the coverage information identical to your current policy. This ensures you will get a rate comparison for similar insurance coverage.
More discounts equal less premium
Properly insuring your vehicles can get expensive, buy you may qualify for discounts to help offset the cost. Certain discounts will be triggered automatically at the time of quoting, but lesser-known reductions have to be asked about before you will receive the discount.
- No Claims - Drivers with accident-free driving histories can save substantially when compared to bad drivers.
- Memberships - Being a member of a qualifying organization could trigger savings when shopping for auto insurance.
- Pay Upfront and Save - If paying your policy premium upfront instead of paying each month you could save 5% or more.
- Distant Student - Any of your kids who attend school more than 100 miles from home without a vehicle on campus may be able to be covered for less.
- Homeowners Discount - Simply owning a home may earn you a small savings because of the fact that having a home is proof that your finances are in order.
- Federal Government Employee - Being employed by or retired from a federal job can save as much as 8% with a few auto insurance companies.
As a disclaimer on discounts, most discount credits are not given to all coverage premiums. Most only apply to specific coverage prices like comp or med pay. Even though it may seem like it's possible to get free car insurance, auto insurance companies aren't that generous. Any amount of discount will bring down your premiums.
To see a list of insurance companies with the best auto insurance discounts in Illinois, click this link.
Additional information can be found on the website for the Illinois Department of Insurance found here. Visitors are able to read industry bulletins, find out which companies have the most complaints, view a list of available companies, and read enforcement actions against agents and companies.
