9 Tips Shown to Save on Car Insurance Costs in Rochester, MA

Are you sick and tired of not being able to afford each month for car insurance? Your situation is no different than many other Massachusetts consumers. You have so many to buy insurance from, and though it is a good thing to have a selection, lots of choices makes it harder to compare rates.

Cheap Rochester Car Insurance Comparisons

Shopping for lower car insurance rates can be exhausting if you aren't aware of the most efficient way to do it. You can spend countless hours driving to insurance agencies in Rochester, or you could use the internet to quickly compare rates.

The majority of car insurance companies are enrolled in a marketplace that allows shoppers to complete one form, and at least one company returns a competitive quote. This prevents consumers from doing repetitive form submissions for each company you want a rate for.

To submit your quote information now, click to open in new window.

The only drawback to getting quotes like this is you are unable to specify the providers to get quotes from. So if you prefer to pick from a list of companies to compare, we have assembled a list of companies who write car insurance in Massachusetts. View list of Massachusetts insurance companies.

However you get your quotes, ensure you're using identical coverages for each comparison quote. If you are comparing different limits and deductibles on each one you can't possibly determine the lowest rate in Rochester.

How much can you save with these nine discounts?

Properly insuring your vehicles can get expensive, buy you may qualify for discounts that can drop the cost substantially. Larger premium reductions will be automatically applied when you purchase, but lesser-known reductions have to be requested specifically before being credited. If you're not getting every credit available, you're paying more than you need to.

  • Seat Belt Usage - Buckling up and requiring all passengers to use a seat belt could cut 10% or more off the personal injury premium cost.
  • Employee of Federal Government - Being employed by or retired from a federal job could cut as much as 10% off with a few car insurance companies.
  • Theft Prevention Discount - Vehicles with anti-theft systems prevent vehicle theft and earn discounts up to 10%.
  • Defensive Driving Course - Successfully completing a driver safety course could save 5% or more and easily recoup the cost of the course.
  • Pay Upfront and Save - By paying your policy upfront instead of paying each month you could save up to 5%.
  • Anti-lock Brakes - Anti-lock brake equipped vehicles prevent accidents and will save you 10% or more.
  • Distant Student - Youth drivers who live away from home without a vehicle on campus can receive lower rates.
  • New Car Discount - Insuring a new car can be considerably cheaper because new vehicles have to meet stringent safety requirements.
  • 55 and Retired - Mature drivers can possibly qualify for a small decrease in premiums.

It's important to note that some of the credits will not apply to the entire cost. The majority will only reduce specific coverage prices like comp or med pay. Just because it seems like adding up those discounts means a free policy, you're out of luck. But any discount will bring down the amount you have to pay.

To see a list of insurance companies with the best car insurance discounts in Massachusetts, click here.

Learn more today

More information is available on the website for the Massachusetts Division of Insurance found here. Consumers can find a variety of consumer forms, read industry bulletins, read consumer alerts, and discover disciplinary actions.