Tightwads Guide for Saving on Quincy Auto Insurance

Did you fall for a flashy sales pitch and buy overpriced auto insurance? Trust us when we tell you you are not the only one feeling buyer's remorse.

Companies like GEICO and Progressive increase brand awareness with fancy advertisements and it can be hard to sift through the bull and do the work needed to find the best deal.

It's important to do rate comparisons at least once a year because prices are constantly changing. Even if you think you had the best price a few years ago there may be better deals available now. Block out anything you think you know about auto insurance because you're about to find out how to quote online to reduce your cost while improving coverage.

Take advantage of discounts

Car insurance companies don't list all their discounts in a way that's easy to find, so we took the time to find both well-publicized as well as the least known savings tricks you should be using.

  • Sign Online - A few companies will discount your bill up to fifty bucks just for signing your application digitally online.
  • Drive Less and Save - Low mileage vehicles can earn discounted rates on garaged vehicles.
  • Military Rewards - Being on active duty in the military could be rewarded with lower premiums.
  • Accident Free - Drivers with accident-free driving histories can save substantially as compared to frequent claim filers.
  • Multiple Cars - Insuring all your vehicles on one policy may reduce the rate for each vehicle.

Keep in mind that most discounts do not apply the the whole policy. Most only cut individual premiums such as liability, collision or medical payments. So when the math indicates adding up those discounts means a free policy, it just doesn't work that way.

For a list of companies with discount auto insurance rates in Quincy, click here to view.

Comprehensive Quincy Auto Insurance Comparison Quotes

There are several ways of comparing price quotes from auto insurance companies in your area. The recommended way to find competitive insurance rates is to get quotes online. This can be accomplished in a couple of different ways.

One of the best ways to get the best comparison quotes is to use a rate comparison form click here to open form in new window. This easy form keeps you from doing separate quotes for each company you want a rate for. Completing one form will get you price quotes instantly.

A more difficult way to compare rate quotes requires a visit to each individual company website and complete a new quote form. For sake of this example, let's say you want to compare rates from , and . To get each rate you have to spend time on each company's site to input your insurance information, which is why the first method is more popular.

To view a list of companies in Quincy, click here.

The least recommended method of getting rate comparisons is to waste gas driving to local Quincy insurance agencies. The internet makes this process obsolete unless you require the professional advice that only a license agent can provide. However, consumers can compare online quotes and still use a local agent. We'll cover that shortly.

It's your choice how you get your quotes, but compare exactly the same coverage limits on every quote. If you enter differing limits it's impossible to make a fair comparison in Quincy. Quoting even small variations in limits can mean a large discrepancy in price. Just keep in mind that more quotes will improve the odds of getting better pricing.

Do the work, save more money

Affordable auto insurance is attainable online and with local Quincy insurance agents, and you should compare price quotes from both to get a complete price analysis. Some auto insurance companies do not offer online quoting and most of the time these regional insurance providers sell through independent agents.

When shopping online for auto insurance, it's a bad idea to sacrifice coverage to reduce premiums. In many cases, an insured dropped physical damage coverage only to regret at claim time that a couple dollars of savings turned into a financial nightmare. Your aim should be to purchase a proper amount of coverage at a price you can afford.