Port Townsend Auto Insurance For Less Than You're Paying Now

Shopping for low-cost Port Townsend auto insurance on the web can be problematic for consumers not familiar with buying insurance online. With a ridiculous number of companies in the marketplace, how can you possibly compare every company to locate the lowest price?

It's important to compare prices on a regular basis since insurance rates are constantly changing. Just because you found the best deal last year you can probably find a lower rate today. Starting right now, ignore everything you know about auto insurance because it's time to teach you the proper way to find lower rates on auto insurance.

Port Townsend auto insurance quote

How to Lower Your Auto Insurance Cost in Port Townsend, Washington

There are several ways of comparing rate quotes from local Port Townsend auto insurance companies. The best method to compare insurance prices is to get quotes online. This can be done in a couple of different ways.

  • The recommended way to compare a lot of rates at once is to use a rate comparison form (click to open form in new window). This form saves time by eliminating separate forms for each company you want a rate for. One form submission gets you price quotes from several companies. It's the fastest way to compare.
  • A less efficient way to compare rate quotes requires a trip to the website for each individual company to complete a price quote. For examples sake, let's say you want comparison quotes from , and . To get each rate you have to take the time to go to each site to input your insurance information, which is why the first method is quicker. To view a list of companies in Port Townsend, click here.
  • The hardest way of getting rate comparisons is to spend your day driving to and from local Port Townsend insurance agencies. Buying insurance online has reduced the need for local agents unless you want the professional advice that only a license agent can provide. Drivers can get the lowest quotes online and still use a local agent and we'll touch on that later.

It's up to you how you get prices quotes, just ensure you are comparing exactly the same quote information with each company. If you use mixed coverages you can't possibly make an equal comparison in Port Townsend. Having just a slight variation in limits may cause a big price difference. Just remember that obtaining a wide range of quotes will increase your chances of finding a better price.

Take advantage of discounts

Car insurance is not cheap, but you can get discounts that you may not know about. Certain discounts will be triggered automatically at the time of quoting, but some must be asked for before you will receive the discount.

  • Theft Prevention Discount - Vehicles equipped with anti-theft or alarm systems help deter theft and earn discounts up to 10%.
  • E-sign - A few companies give back up to $50 just for signing your application digitally online.
  • Memberships - Affiliation with a civic or occupational organization could trigger savings on your policy.
  • Drivers Ed for Students - Have your child take driver's ed class if offered at their school.
  • Pay Now and Pay Less - If paying your policy premium upfront instead of paying each month you may reduce your total bill.

Keep in mind that most discount credits are not given to all coverage premiums. Most only apply to specific coverage prices like comprehensive or collision. So even though they make it sound like adding up those discounts means a free policy, it just doesn't work that way. But any discount will reduce your overall premium however.

To see a list of providers with discount auto insurance rates in Port Townsend, click this link.

For more Washington auto insurance information

More information is available on the Washington State Office of the Insurance Commissioner website found here. Washington drivers can read consumer alerts, get help finding coverage, and find out which companies have the most complaints.