Car Insurance in Pleasant Grove - 7 Discounts You Might be Forgetting
Have you had enough of scraping the payment together each month for car insurance? Your situation is no different than many other Alabama consumers.
You have so many to pick from, and although it's a good thing to have a selection, lots of choices makes it harder to compare rates.
It's important to shop coverage around once or twice a year since rates are constantly changing. Even if you got the lowest price a couple years back you can probably find a lower rate today. Block out anything you think you know about car insurance because we're going to demonstrate the only way to buy cheaper car insurance.
Comprehensive Car Insurance Comparison in Pleasant Grove
Comparing car insurance rates can be exhausting if you aren't aware of the easiest way. You can spend countless hours discussing policy coverages with insurance agencies in Pleasant Grove, or you can stay home and use online quotes to get prices fast.
The majority of car insurance companies are enrolled in a marketplace that enables customers to submit one quote, and each participating company then gives them pricing based on the submitted data. This prevents consumers from doing quotation requests to each individual car insurance company. To submit your quote information now, click to open in new window.
One minor caviat to comparing rates this way is you are unable to specify the providers you want pricing from. So if you want to select specific providers to compare, we put together a list of the cheapest car insurance companies in Alabama. Click here for list of insurance companies in Alabama.
However you get your quotes, double check that you are using identical coverage limits and deductibles on every quote you get. If you enter different liability limits you will not be able to determine which rate is truly the best in Pleasant Grove. Slightly different coverages may result in large price differences. It's important to know that comparing more company's prices helps you find the best rates.
Don't pay full price with these seven discounts
Insuring your vehicles can cost a lot, buy you may qualify for discounts that many people don't even know exist. Larger premium reductions will be automatically applied when you quote, but less common discounts must be asked about before you get the savings.
- Homeowners Pay Less - Owning a house in Pleasant Grove can save you money because owning a home shows financial diligence.
- Lower Rates for Military - Being deployed with a military unit could mean lower rates.
- Anti-lock Brakes - Anti-lock brake equipped vehicles are safer to drive and qualify for as much as a 10% discount.
- Bundle and Save - When you combine your home and auto insurance with the same insurance company you will save up to 20% off your total premium.
- Anti-theft Discount - Vehicles with anti-theft systems prevent vehicle theft and therefore earn up to a 10% discount.
- Claim Free - Claim-free drivers pay much less as compared to bad drivers.
- New Car Discount - Buying coverage on a new vehicle can be considerably cheaper since new cars are generally safer.
A little note about advertised discounts, some of the credits will not apply to the entire cost. Most only cut the price of certain insurance coverages like liability, collision or medical payments. So when the math indicates you can get free auto insurance, you won't be that lucky. Any amount of discount will bring down your premiums.
To see a list of companies offering car insurance discounts in Alabama, click here.
Additional information is located on the website for the Alabama Department of Insurance. Click here for link. Consumers can get help finding coverage, view a list of available companies, find out industry alerts, and view agent and company licensing information.
Additional helpful sites include this page for Alabama car insurance and this page for help finding agents in Pleasant Grove, AL.
