6 Discounts Plantersville Drivers Forget when Buying Car Insurance
Saving money on Plantersville car insurance is a challenge for consumers not familiar with shopping for insurance online. You have so many options available that it can quickly become more work than you anticipated to find lower rates in Plantersville.
Buying car insurance in Plantersville is quite easy. If you are insured now or need new coverage, you will benefit by learning to get lower rates and still get good coverage. Mississippi drivers only need an understanding of the best way to get comparison rates online.
Save big with these six discounts
Companies that sell car insurance don't list every discount very well, so here is a list some of the more common and also the lesser-known car insurance savings. If you don't get every credit available, you are paying more than you should be.
- Accident Free - Claim-free drivers can earn big discounts when compared to accident-prone drivers.
- Driver's Ed - Cut your cost by having your teen driver successfully complete driver's ed class in high school.
- Military Rewards - Having a deployed family member can result in better rates.
- Sign Early and Save - Some companies give discounts for switching to them prior to your current policy expiration. It can save you around 10%.
- Anti-lock Brake Discount - Vehicles equipped with ABS or steering control prevent accidents and earn discounts up to 10%.
- Good Students Pay Less - This discount can save 20 to 25%. The discount lasts up to age 25.
It's important to understand that most credits do not apply to the entire cost. Some only apply to specific coverage prices like comp or med pay. So even though it sounds like you could get a free car insurance policy, it doesn't quite work that way.
To choose insurance companies with the best car insurance discounts in Mississippi, follow this link.
Car insurance ads bend the truth
Consumers can't ignore all the ads for the lowest price auto insurance by companies like Progressive, Allstate and GEICO. They all say the same thing of big savings if you move to them.
But how can every company make the same claim? It's all in the numbers.
Different companies can use profiling for the type of driver that makes them money. An example of a driver they prefer could be between the ages of 40 and 55, has no tickets, and drives less than 7,500 miles a year. Any new insured who fits that profile will qualify for the lowest rates and most likely will save a lot of money.
Potential insureds who fall outside this ideal profile will be quoted more money which usually ends up with business going elsewhere. The ad wording is "customers who switch" not "people who quote" save money. That's why insurance companies can confidently advertise the way they do. This emphasizes why you should get quotes from several different companies. It's just too difficult to predict the company that will provide you with the cheapest rates.
More tips and info about car insurance is available at the Mississippi Insurance Department website. Consumers can read industry bulletins, download brochures, and find disaster information.
Other informative sites include this online resource for car insurance quotes in Mississippi and this list of insurance agents in Plantersville.
In the end, you save
Consumers who switch companies do it for a variety of reasons including high rates after DUI convictions, extreme rates for teen drivers, unfair underwriting practices or even high prices. Whatever your reason, finding a new car insurance company is easier than you think.
You just learned a lot of tips how to save on car insurance. The key concept to understand is the more price quotes you have, the better your comparison will be. You may be surprised to find that the lowest priced car insurance comes from some of the smallest insurance companies.
When shopping online for car insurance, don't be tempted to buy poor coverage just to save money. There are too many instances where an insured dropped liability limits or collision coverage only to find out that a couple dollars of savings turned into a financial nightmare. Your strategy should be to get the best coverage possible at the best price while still protecting your assets.
