6 Ways You Can Buy Car Insurance for Less in Pickens

Purchasing affordable Pickens car insurance on the web may be rather challenging for people who are new to comparison shopping online. When there are so many companies in the marketplace, how can you possibly compare them all to find the lowest price available?

It's important to get comparison quotes on a regular basis since rates are constantly changing. Just because you found the best deal last year you can probably find a better price now. So just ignore everything you know about car insurance because we're going to show you the proper way to save on car insurance.

Buying car insurance in Pickens is easy if you know what you're doing. If you have car insurance now, you should be able to save some money using these methods. South Carolina vehicle owners just need to know the most effective way to get comparison rates over the internet.

Save big with these six discounts

Auto insurance companies don't list all their discounts very clearly, so here is a list both the well known as well as the least known ways to save on car insurance. If you're not getting every credit you deserve, you are paying more than you should be.

  • Sign Online - Certain companies may give you up to $50 for buying a policy and signing up over the internet.
  • College Student - Any of your kids who live away from home and do not have access to a covered vehicle may qualify for this discount.
  • Government Employees - Employees or retirees of the government can save as much as 8% with select insurance companies.
  • Good Student Discount - This discount can get you a discount of up to 25%. The discount lasts well after school through age 25.
  • Senior Citizens - If you're over the age of 55, you may be able to get a discount up to 10%.
  • Driver Safety - Completing a defensive driving course could cut 5% off your bill if your company offers it.

Consumers should know that most discount credits are not given to all coverage premiums. Some only reduce individual premiums such as liability, collision or medical payments. Just because you may think all the discounts add up to a free policy, companies don't profit that way.

To choose companies who offer car insurance discounts in South Carolina, click this link.

Car insurance ads bend the truth

Consumers in South Carolina can't ignore all the ads for car insurance savings from companies such as State Farm, GEICO and Progressive. They all seem to make the same claim that you'll save big after switching your policy.

How does each company claim to save you money?

All companies have a preferred profile for the right customer that makes them money. An example of a desirable insured might be a mature driver, insures multiple vehicles, and drives newer vehicles. Any new insured who matches those parameters will get very good rates and most likely will save when switching.

Potential customers who fall outside these standards will have to pay a more expensive rate which leads to the customer not buying. The ads say "customers that switch" not "people who quote" save that kind of money. This is how companies can claim big savings. Because of the profiling, you should quote coverage with many companies. It's just too difficult to predict which insurance companies will give you the biggest savings.

For more South Carolina car insurance information

More detailed South Carolina car insurance information is available at the South Carolina Department of Insurance website. Visitors are able to get help finding coverage, read enforcement actions against agents and companies, and download brochures.

In the end, you save

Discount car insurance can be sourced both online in addition to many Pickens insurance agents, and you need to price shop both to have the best rate selection. A few companies do not provide online price quotes and most of the time these smaller companies sell through independent agents.

When trying to cut insurance costs, it's very important that you do not buy poor coverage just to save money. In many cases, drivers have reduced liability limits or collision coverage only to find out that it was a big mistake. Your aim should be to find the BEST coverage at a price you can afford.

Insureds change insurance companies for a number of reasons such as an unsatisfactory settlement offer, not issuing a premium refund, extreme rates for teen drivers or even poor customer service. Whatever your reason, choosing a new insurance company is easier than you think.