Tightwads Guide to Saving on Perryville Auto Insurance

Did you fall for a flashy sales pitch and buy high-priced auto insurance? Trust us, many consumers are feeling buyer's remorse and feel like there's no way out.

With consumers having so many auto insurance companies to choose from, it's nearly impossible to pick the lowest price provider.

It's important to compare prices every six months because prices are constantly changing. If you had the best price a year ago you can probably find a lower rate today. Ignore everything you know about auto insurance because you're about to learn one of the easiest ways to find great coverage at a great price.

Perryville auto insurance quote

How to Compare Auto Insurance Quotes in Perryville, Maryland

There are several ways to compare auto insurance prices but some are less labor-intensive and much quicker. You can spend countless hours talking to insurance companies in Perryville, or you can utilize the internet to get the quickest rates.

The majority of car insurance companies belong to a marketplace that allows shoppers to send in one quote, and each participating company can give them a price for coverage. This eliminates the need for quote forms to each individual auto insurance company.

To submit your quote information now, click to open in new window.

The one downside to comparing rates this way is you cannot specify the providers you want to price. If you prefer to choose individual companies to compare rates, we have assembled a list of low cost auto insurance companies in Maryland. View list of Maryland insurance companies.

It doesn't matter which method you choose, just ensure you are comparing apples-to-apples deductibles and coverage limits on every quote you get. If you use different values for each quote it will be next to impossible to determine which rate is truly the best in Perryville. Just a small difference in limits can result in a big premium difference. Just remember that comparing a large number of companies provides better odds of finding better pricing.

Be sure to get all your discounts

Car insurance companies don't list every available discount very well, so we took the time to find both well-publicized and the more hidden auto insurance savings.

  • Anti-theft System - Anti-theft and alarm systems are stolen less frequently and qualify for as much as a 10% discount.
  • Memberships - Participating in a professional or civic organization could qualify you for a break on your policy.
  • Lower Rates for Military - Having a deployed family member can result in better rates.
  • Defensive Driving Course - Taking a course in driver safety could possibly earn you a 5% discount and easily recoup the cost of the course.
  • Discount for Good Grades - A discount for being a good student can save 20 to 25%. This discount can apply up to age 25.

Keep in mind that most credits do not apply to all coverage premiums. Most only apply to the cost of specific coverages such as comprehensive or collision. Even though it may seem like you would end up receiving a 100% discount, it just doesn't work that way.

To see a list of providers with the best auto insurance discounts in Maryland, follow this link.

Additional detailed information can be found at the Maryland Insurance Administration website. Maryland consumers can read consumer alerts, find out which companies have the most complaints, view a list of available companies, and discover disciplinary actions.

Additional helpful sites include BankRate.com's Car Insurance: When not to Skimp and this Perryville agent directory.