Top Ways to Save on Pennington Auto Insurance

Did you fall for a flashy sales pitch and buy high-priced auto insurance? Believe me when I say there are many people just like you. Companies like State Farm, Allstate, GEICO and Progressive promote their brand names with ad campaigns and it is challenging if not impossible to sift through the bull and effectively compare rates to find the best deal.

It's important to do rate comparisons at least once a year because insurance rates are constantly changing. Even if you think you had the lowest price last year you can probably find a lower rate today. Forget all the misinformation about auto insurance because you're about to find out how to quote online to lower your rates without sacrificing coverage.

Pennington auto insurance comparison

How to Compare Pennington Auto Insurance Costs

Most companies allow you to get pricing online. Getting online rates is pretty easy as you just type in the coverage amounts you desire into the quote form. When the form is submitted, the company's rating system will obtain your driving and credit reports and returns a price quote based on these factors. Online quotes makes comparing rates easy, but the process of having to visit a lot of sites and complete many quote forms is monotonous and tiresome. Unfortunately, it is important to perform this step in order to find a lower rate.

A quicker way to find better auto insurance pricing uses one simple form that gets price quotes from several different companies. It's a real time-saver, eliminates repetitive work, and makes rate comparisons much more enjoyable. After sending your information, it is rated with multiple companies and you can pick your choice of the quotes returned. If a lower price is quoted, you can click and sign and buy the new coverage. The entire process just takes a couple of minutes and may save quite a bit of money.

To save time and find out how much you're overpaying now, click here and submit your coverage information. If you have coverage now, it's recommended you replicate your coverages as shown on your current policy. This ensures you will have a fair comparison for similar insurance coverage.

More discounts equal less premium

Companies offering auto insurance don't always advertise all their discounts in a way that's easy to find, so we researched both well-publicized as well as the least known discounts you could be receiving. If you aren't receiving every discount possible, you're paying more than you need to.

  • Save over 55 - Mature drivers may receive reduced rates.
  • Drive Less and Save - Low mileage vehicles could be rewarded with a substantially lower rate.
  • Drivers Ed for Students - Have your child complete a driver education course if offered at their school.
  • Anti-lock Brakes - Anti-lock brake equipped vehicles can avoid accidents and qualify for as much as a 10% discount.
  • Anti-theft Discount - Vehicles with anti-theft systems help deter theft and will save you 10% or more.

Keep in mind that some of the credits will not apply the the whole policy. Most only apply to individual premiums such as liability, collision or medical payments. Just because you may think you can get free auto insurance, it just doesn't work that way.

To see a list of companies with discount auto insurance rates in Pennington, click here.

Additional detailed information is located at the New Jersey Department of Banking and Insurance website. New Jersey consumers can learn about insurance regulations, find disaster information, view a list of available companies, and find out industry alerts.